switch to both clydesdale and yorkshire

fonsde

Is it possible?

YorkshireBoy

Discussed/speculated upon/answered in the very long thread just a little lower down the page.

fonsde

had a look at it, but it quite long.

whats the short answer


thanks

Archi_Bald

look again? use the search?

YorkshireBoy

fonsde wrote: »

had a look at it, but it quite long.

The key discussion & speculation may be found towards the end of the thread. Possibly the last 80-100 posts (4-5 pages at the standard 20 posts per page) or so?

However, the answer will be found in the respective T&Cs. What conclusion did you draw when you read them? And why?

MARTYM8`

Given that they use the same application staff you may struggle to get two accounts open at the same address - although you may have more luck if you go for a joint account and a single name one.

I would comment however that this may turn out to be hardest £150 you may ever have to work for - the application to fully opening process is not simple or straightforward and is very very slow involving lots of paperwork, phone calls and more.

MistletoeGrower

Read this post (from the longer thread):

http://forums.moneysavingexpert.com/showpost.php?p=67072031&postcount=182

System

They are still very much a branch based bank; the people who opened them in branch (such as myself) seem to have a much smoother experience.

As for the accounts across both brands, you are ultimately contracting with Clydesdale Bank plc so any references in any T&Cs for one brand can be read to mean the other.

MARTYM8` wrote: »

Given that they use the same application staff you may struggle to get two accounts open at the same address - although you may have more luck if you go for a joint account and a single name one.

I would comment however that this may turn out to be hardest £150 you may ever have to work for - the application to fully opening process is not simple or straightforward and is very very slow involving lots of paperwork, phone calls and more.

MARTYM8`

Heng_Leng wrote: »

They are still very much a branch based bank; the people who opened them in branch (such as myself) seem to have a much smoother experience.

I would certainly recommend the branch route if you can.

I have done it by post - bar one visit to a branch to hand over photo ID etc - and it has been hard work. More than two weeks into the process - and its only just opened and still waiting for a debit card etc.

Other banks have done this in less than a week - all automated online with texts and emails to update you on progress. The Clydesdale only do things by Royal Mail - which at this time of the year can slow things. The debit card can take up to 10 days after account opening - other banks promise and deliver in 5 usually.

The banking advisor I saw at the branch even got me a cup of tea in a Clydesdale mug - I drank it while she checked, stamped and certified all my photo ID/address details.