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Deposit and payments for loft conversion

We have a quote for a loft conversion which we are happy with however the company (Attic Life) want
10% upfront as a deposit
40% at the end of the first day
40% when structural work is completed
10% retention to the end.

I can live with the 10% since they will incur costs drawing up plans.
They seem to be a reputable company and have been around for a while ~10 years.

But 50% payment before they have done anything and 90% before doing anything beyond the structural work seems more than would be needed for them to cover costs.

What is a reasonable payment plan?

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