Craft Stalls and insurance

snozberry

Hello,

I hope that I am posting in the right place. I like to crochet and I want to have the odd stall at a craft fayre (about two a year - and just for fun) as there are only so many things that one can make for oneself! I have been told in a roundabout way that I will need insurance for it but I don't know the first thing about it. Can anyone please point me in the right direction and, maybe share their experiences of insurance and having the odd table at a craft fayre.

(I don't make toys as I know that they will need to be CE tested)

Many thanks in advance

dacouch

http://www.cmtia.co.uk/

http://www.nmtf.co.uk/what-we-offer.html

PasturesNew

To be honest, if you're just looking to do 2/year I'd suggest that you try to table share with somebody that's already doing it and has a complementary product offering. Either go halvesies on their table cost, or pay them a %age of your take each day.

InsideInsurance

PasturesNew wrote: »

To be honest, if you're just looking to do 2/year I'd suggest that you try to table share with somebody that's already doing it and has a complementary product offering. Either go halvesies on their table cost, or pay them a %age of your take each day.

That wouldnt necessarily help the OP with insurance unless the person they are sharing with is willing and able to get it in joint names which would impact both of their claims history if one was to receive a claim at some point.

To the op - there are plenty of places that will sell Product and Public liability insurance as a joint policy for you which is what you most likely need. Sometimes it'll be explicitly listed as covering both, other times the product is embedded into the public but not all public covers product liability.

Some do events cover and others do annual policies, depending on how certain you are of the number of events you will be doing then cross compare costs. Similarly if this is to become a regular thing for you then look at some of the associations as some offer things like free insurance, legal advice etc as part of their membership fee