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I really really want to be........mortgage free!

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  • Miniocc teacher has recommended additional omega 3 to assist with concentration. It's a bit tricky with us being veggie but ordered some kids omega 3 veggie tablets £30 for 3 months supply but worth a try as his concentration is terrible.

    I've read alot of good things about the benefits of omega 3 for children. I bought some in liquid form for my boys but they refused to have it after one time because of the awful taste :D They are expensive but I'm sure they are very much worth every penny.
    Mortgage - £105,500
  • I've read alot of good things about the benefits of omega 3 for children. I bought some in liquid form for my boys but they refused to have it after one time because of the awful taste :D They are expensive but I'm sure they are very much worth every penny.

    In the Health food shop they said to put it in food as it tastes not great :)
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Excellent OPing and loving all the figures :T

    The interest reduction always feels small each month, but take 12 months and just shows how it makes a difference comparing back - great stuff.

    Hope new plasterer does a good job too :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Thanks everyone, it's gonna be a busy week with new fridge arriving Tuesday and plastering Thursday.

    Went out last night with friends for Christmas meet up, spent about £100 with taxis etc and had planned the spending but I'd not been feeling right all day so was home by about midnight feeling not great. I'd had a busy day yesterday and had got very cold watching miniOCC play footie. Haven't been able to warm up since and my bones ache. Should pass though as I'm not a sickly person.

    Need to op my TT account sometime and login to check savings amount. I try to add a bit in every month but I must admit I wish it was going up quicker. I want to do a post grad course after my next course which is going to be expensive so I need to save this as well over the next year. I need to save for all this as I don't want to get any student debt and I don't need to if I plan it right.

    I love my monthly Interest stat, it's easy to find out and really motivating. It's a lot less per month and every month surprises me what a affect the changes In my spending have made.

    In other news my blog is making a tiny bit of money but I'm spending it on FB advertising to up my readership. It's working too and with no capital from myself just reinvesting the money it generates :)

    Today BF takes miniOCC to roller skating party so I'm going to try and so coursework.
  • Hope your achy-ness passes soon!
  • ourcornercottage
    ourcornercottage Posts: 1,526 Forumite
    edited 29 November 2015 at 8:12PM
    The standard OP and regular payment has gone out today. So stats this month currently stand at......

    Mortgage balance £128,074

    Milestones
    - capital reduction of over £1000 this month
    - under £129k

    Interest paid Nov 2015 - 264.46
    Interest paid Nov 2014 - 300.76

    £36.30Less paid in interest this month than last year thanks to the OPs.

    Total OP this month : £1209.63

    Total YTD : £4730.79

    Savings now stand at : £1471.96

    kW generated : 100

    S&S ISA : £764.43

    Updated with end of month figs. £500 added to ISA from money I was given. £20 added to mortgage from TT's.

    I'm hoping to be sub £127k at end of December

    Will get a good start in December with about £8 in its way from TCB and the the FIT payment due beginning of the month too.
  • Haha our plasterer is called Semi-Naked Rodney.
  • greent
    greent Posts: 10,788 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Haha our plasterer is called Semi-Naked Rodney.


    The mind boggles, shs.....:eek::eek:
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Haha our plasterer is called Semi-Naked Rodney.

    Oh god that's made me a bit worried for Thursday now!
  • The facts of my life.

    New fridge coming tomorrow.
    Last day of maths course at school tomorrow .
    Need to do some of my coursework
    Still feel ill
    No money things today.
    Parental situation hopeless.

    The end
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