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Clippy's first attempt at MFW

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    clippy_girl wrote: »
    ps i made my pizza yesterday and it was horrible :cry: the base was all soft like bread :( i like mine thin crust and crispy so next time i will not leave it to rise!
    :(

    but :T on the tax :j.

    Scroll down on the mortgage sheet to the date it's saying it will be OP'd on. The balance on that day is a negative figure. The amount on the row above the negative figure is the amount you need :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Ok its £332 (but the spreadsheet is slightly wrong!)

    so i have a day off work today :)

    Plans are to do 3 mystery shops (£30), swap a duplicate pressie, pay in cheque, buy earplugs and pop into chavsta to get some gym leggings. if i have time i am also going to go swimming. I am trying to get back into exercising as much as possible but need a rest day after 2 days as hurt so much as i'm not used to it anymore! :o
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    clippy_girl wrote: »
    Plans are to do 3 mystery shops (£30), WRITE UP MYSTERY SHOPS, swap a duplicate pressie, pay in cheque, buy earplugs and pop into chavsta to get some gym leggings. if i have time i am also going to go swimming. I am trying to get back into exercising as much as possible but need a rest day after 2 days as hurt so much as i'm not used to it anymore! :o
    Just to remind you :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Morning all, have not updated in a while as nothing exciting to report!

    So payday has been and gone and have done money shuffle :) £190 to emergency fund, the rest and holiday savings are made up of lodgers rent next week. So I was left with £150 which I have just OP. Total OP now stands at £178.85 :A Should be a few more smaller payments when I receive a few of my ms payments.

    In other random news I decided to invite a friend for dinner and cook roast chicken and was going to use all the leftovers. She couldn't make it but it had got me thinking- I can buy a whole roast chicken for the same price as a measly pack of chicken breasts but theres about three times as much meat on it! Duh :wall: So from now on thats what I will do and use all the scraps in soup (will attempt to make stock as well!).

    First holiday is nearly booked- to the ME. Friend has booked her flights but not sure if mum will have accom by then or when she will be there so I am holding off booking my flights for now but I will def be going for 5 days :D
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    So payday has been and gone and have done money shuffle :)
    :dance::dance::dance: You've done the money shuffle, yeah yeah :dance::dance::dance:

    First holiday is nearly booked- to the ME. Friend has booked her flights but not sure if mum will have accom by then or when she will be there so I am holding off booking my flights for now but I will def be going for 5 days :D
    Maybe bring an airbed :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    gallygirl wrote: »

    Maybe bring an airbed :rotfl:.

    I have never seen any mother turn their daughter away :)
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    unhappy_shopper wrote: »
    I have never seen any mother turn their daughter away :)
    You haven't met me US - or Clippy Girl :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Morning all!

    Got to have a change in direction re OP's as there's a chance I will not be able to get another lease car from work in the autumn :( So then I will need to buy a car :eek: Will prob buy my current lease car so if thats the case. I don't know when I will find out so for now I will not be overpaying and will save the money instead. My nationwide 5% acc is filling up and runs out in may so i've just opened a tsb one as well (may try and convince dad to open one for me as well once I've filled that one!)

    If I use my emergency fund and the mystery shopping money I will have about 3.5k by August. Have decided that if I do manage to get another lease car then I will use the money to get new windows. I don't 'need' new windows as I have double glazed wooden frames but they were stained and I am painting them but they don't look great and I don't like the shape. I live in a victorian terrace so would like to get ones that are split into 4 so are sash style. When I had my bedroom one done they quoted £550 per window for the ones the same size so hoping £2.5k will cover the rest. I have noticed that the uvpc one in my bedroom is less drafty and cold than the others so maybe a small saving on heating as well!

    I am really liking my holiday savings fund- have booked 3 holidays this week :o It's the first time I have booked holidays when I actually have the money to book before booking! I am off to see mum in ME, beach hol with friends and then New York in Sept :T:j Holiday fund is now £50 but will go back up in 2 weeks!

    Today I am not doing much now. I did have 3 mystery shops booked but I've had a headache for 3 days which won't go away so I have cancelled them. I am already £85 over feb target :) I will go for a swim and am planning on doing some spring cleaning and batch cooking.

    Happy sunday!
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
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