Clippy's first attempt at MFW

gallygirl

clippy_girl wrote: »

In mortgage news I have made my first two overpayments- £23.83 and £10 :j I earnt £123.50 this month from mystery shopping but I've only received £10 so far so can't pay the rest off yet

Good start but what about your S&S ISA .

Floxxie

clippy_girl wrote: »

I have got a bnwt shockabsorber bra i need to ebay as i bought it on there but it is impossible to do up! It has two fastenings on the back and unless you are double jointed I'm not sure how you could get it done up. Trying it on was the hardest workout I've ever done! :rotfl: Going to list it after 1st jan though when everyone is on a health kick! :A

Don't you just do it up at the front of your body and then twist it around to the back and then put on the straps?

clippy_girl

Floxxie wrote: »

Don't you just do it up at the front of your body and then twist it around to the back and then put on the straps?

Unfortunately it is way too tight to move it once done up as its so supportive. Going on ebay today! Going to try some on in the city then order online cheaper!

So i have now paid an extra £10 off the mortgage and about to pay another £5.02 :j

My cheque for mystery shopping has come through for £103.50 :T need to use some of it for more petrol as have done about 200 work miles and will prob be doing another 150 before payday and its nearly empty. this is not too bad though as i will get mileage back (although not until 19th feb :mad:). will op the rest.

never sure how much to budget for petrol as i currently budget £40 and i only use about 150 miles personal each month. the rest is work miles which i can claim back but not till later. think i will increase budget to £80 and then overpay whats left (i already op the extra in my salary when i'm paid). as i have a lease car from work i only get reimbursed petrol at 14ppm so no profit to be had there

so far this month i have £55 booked in mystery shops and these will probably be paid by the end of the month so can overpay straight away :A:

plans for this weekend are not very exciting-

• clean downstairs inc washing all floors (i have floorboards not carpet)
• tidy bedroom
• sort out paperwork (inc checking council tax amount as thought it should have gone down a bit)
• do and pay tax return (money put aside in annual payment pot)
• go to gym and do class and swim both days :A
• attempt to make first ever hm pizza for dinner tonight

edinburgher

Happy New Year Clippy :beer:

I'm sure you already have your own recipe, but if you want a healthyish pizza recipe, it does exist!

clippy_girl

According to mums spreadsheet, 16th feb is the last day my mortgage will be over £110k as it adds interest daily at over £10 it keeps going back up every time it gets to £109 before then

and 17th may is the first time it will start £108 (for 5 days :rotfl:)

there are not any milestones coming up really as it will be Aug 2018 before it drops to less than £10 interest per day and march 2019 before it is under £100k (for 9 days!)

clippy_girl

edinburgher wrote: »

Happy New Year Clippy :beer:

I'm sure you already have your own recipe, but if you want a healthyish pizza recipe, it does exist!

Happy new year to you too! _party_

That pizza looks really nice! I was just wondering if you could make it with wholewheat as i just bought strong white so i will have to experiment next time. i have bought pepperoni for tonight so it wont be healthy! But next time i am going to do chicken, spinach and roasted pepper and onion i think :drool:

edinburgher

Strong white and pepperoni will be great, it's a cheap and tasty dinner

gallygirl

clippy_girl wrote: »

there are not any milestones coming up really as it will be Aug 2018 before it drops to less than £10 interest per day and march 2019 before it is under £100k (for 9 days!)

So how much do you need to pay to knock a month off? Would that be easier to achieve?

Listen to Ed whenever he talks about food, he knows what he's talking about

clippy_girl

gallygirl wrote: »

So how much do you need to pay to knock a month off? Would that be easier to achieve?

Listen to Ed whenever he talks about food, he knows what he's talking about

you didn't make a column for that! so how do i know?

in other exciting news, just done my tax return for 13-14 and my mystery shopping spreadsheet showed i needed to pay £260 in tax. calculated it online and it showed i owed £6.60 :eek: investigated it and it appears they owe me £6.60 as i have had over £260 too much deducted from my salary :mad: have double checked figures on p60 and double checked the online calculation and its all correct. wondering if they have over charged this year but can't be bothered to call them as it will take years to get through. will wait until i get my p60 this april and do it straight away.

so the good news is i now have £260 extra than i thought! :beer::j:T

i will put £250 in the emergency fund and over pay £10 :A

clippy_girl

ps i made my pizza yesterday and it was horrible the base was all soft like bread i like mine thin crust and crispy so next time i will not leave it to rise!