How to obtain historic bank statements for a late parent

Deep_Ocean

Hi

Is it possible to get access to historic (say 5 years) bank statements for a deceased parent? Firstly to identify all of the accounts that the parent had (currently unknown) and once these are known then get access to historic statements. It is basically just for peace of mind that the parent was not manipulated out of money by another family member.

G6JNS

Deep_Ocean wrote: »

Hi

Is it possible to get access to historic (say 5 years) bank statements for a deceased parent? Firstly to identify all of the accounts that the parent had (currently unknown) and once these are known then get access to historic statements. It is basically just for peace of mind that the parent was not manipulated out of money by another family member.

An executor might be able to get the bank to provide them but the bank would expect to be paid to do so. Just the bank accounts would be unlikely to show the proof that you are seeking

Deep_Ocean

We would expect to pay the bank but would imagine it would just be a small nominal fee of £10 or so. I have contacted Experian to ask if they could provide the financial history for a fee. Once I know which banks to contact that is half the battle.

BobQ

Deep_Ocean wrote: »

We would expect to pay the bank but would imagine it would just be a small nominal fee of £10 or so. I have contacted Experian to ask if they could provide the financial history for a fee. Once I know which banks to contact that is half the battle.

In theory they could charge a fee for each duplicate statement. It may be easier if you can accept some kind of less formal print out of the data, so maybe ask that question.

G6JNS

Deep_Ocean wrote: »

We would expect to pay the bank but would imagine it would just be a small nominal fee of £10 or so. I have contacted Experian to ask if they could provide the financial history for a fee. Once I know which banks to contact that is half the battle.

Were/are you the executor? Otherwise you probably have not legal right to see the information. What actual evidence have you that here has been wrongdoing? Just thinking there was is not enough.

Savvy_Sue

There's an article about this on the main site: Find lost bank accounts

G6JNS

Savvy_Sue wrote: »

There's an article about this on the main site: Find lost bank accounts

That article does not cover the OP's question. The important thing is that unless they are an executor they have no legal right to the information. Perhaps the OP would clarify their situation?

dzug1

A further problem is that even if you get information that suggests (it won't prove) that your suspicions are well founded what are you going to do with it?


All the recipient has to do is say they were given the money or told to take it. You have to prove otherwise.

Savvy_Sue

G6JNS wrote: »

That article does not cover the OP's question. The important thing is that unless they are an executor they have no legal right to the information. Perhaps the OP would clarify their situation?

I agree the OP needs to clarify their situation, however the article PARTLY answers their question: if you don't know what bank accounts were held, there is a way to find out.

G6JNS

Savvy_Sue wrote: »

I agree the OP needs to clarify their situation, however the article PARTLY answers their question: if you don't know what bank accounts were held, there is a way to find out.

It will only help someone who has the legal right to the information. Nobody else but the executor , AFAIK, has that right. Since the OP has not clarified their status we have reached a dead end.