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Natwest credit card query

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Hello all.. I applied for a Natwest credit card yesterday... Online thru the bank site and there they gave me a reference no and a.limit that was ok...my query is this is the first time.I've applied.for a.credit card here in UK.. Sony dont know the procedure of if I'm accepted or not.. Please tell me how to find out??

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The lender will process your application (i.e. credit check you) and will write to you with their decision.
  • The application stated that it been accepted and they also gave the credit limit they are offering... But I.didn't get any email or any confirmation email... Should I get that or not
  • I called the bank asking the reference no so.I asked.them they said it's been.accepted so is it or not.. Please advise
  • MABLE
    MABLE Posts: 4,232 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hopefully they will not do a Barclaycard and accept the application, you then phone to activate the card only to find they have declined it.
  • maas
    maas Posts: 512 Forumite
    Part of the Furniture 100 Posts I've been Money Tipped!
    I called the bank asking the reference no so.I asked.them they said it's been.accepted so is it or not.. Please advise

    I dont know natwest but I just applied for a MBNA credit card. Instantly accepted with stating a limit but I also received an email confirmation as well.

    I havent received the card yet but I have also since had a text message welcoming me so I assume it is coming.

    Sounds to me like its been accepted and it is on its way (card and pin can take 7-10 days) but as MAPLE says they can still cancel the offer if they dont like you.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The application stated that it been accepted

    Is the application "subject to" though? Read the confirmation carefully.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    I wonder if AVU will close it
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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