Can you still have a decent score/file if you pay lot of interest?

Thrugelmir

excalibar wrote: »

But I always hear it's better not to pay back all the balance?

Only a fool would pay interest they don't have to.

Kim_13

Can't you just pay on the card for whatever you're buying? Use of a credit card for purchases looks better, and won't give you a bad rating unless you're utilising a high amount of your available credit. It doesn't matter how much interest you pay, just how much your debt is and whether you meet minimum payment obligations.