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Automatically switched accounts FAIR?

2»

Comments

  • bsms1147 wrote: »
    What's the problem?
    I think the problem is that the OP may not be eligible for the Advanced account as she does not anticipate the required £1750 being paid in each month.
    Are you for real? - Glass Half Empty??
    :coffee:
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 29 November 2014 at 10:40PM
    I think the problem is that the OP may not be eligible for the Advanced account as she does not anticipate the required £1750 being paid in each month.
    In which case it'll be downgraded to their Bank Account (is that where the OP came from?).

    And then when they don't pay in £500 a month to that account it'll be downgraded to a Current Account (is that where the OP came from?)...or it will be closed, which the eligibility criteria/T&Cs on their website allows for.
  • pmduk
    pmduk Posts: 10,710 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Whatever the problem, it's unreasonable to complain on here before talking to the relevant people at the bank,
  • robatwork
    robatwork Posts: 7,350 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Let them switch you and show your disgust by switching that account to one that offers you £100 to £150 just for switching.

    I think I typed "switch" too many times but you get the idea.
  • colsten
    colsten Posts: 17,596 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    HSBC would no doubt be inconsolable.
  • So basically an automated system has selected the accounts that are eligible for and offered you an account that is better.

    In fact, your complaint would be more valid if they did not do this and you lost out financially.
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