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can i reclaim credit card charges

kurjam
kurjam Posts: 1,342 Forumite
i have a card with capital one and got into dificulty so i made my payments latrer than expected, they charged me £12 for paying late, can i reclaim these charges ???

if so how do i go about it and what do i write in a letter??

Comments

  • No,

    £12 is the agreed charge applicable now for credit charges.

    If you have a good history with your card provider you may want to see if they would credit you as a gesture of goodwill?
    Proud To Be Dealing With My Debts - 1420 Days To Go!
    LBM: £103,592.98 / Currently £78,500.08 - Down 24.22% / Mortgage: £92,800.00 / Loan: £17,284.21 / Overdraft: £450.09 / C/Card 0%(October 08): £5,601.54 / C/Card 0% (January 09): £1075.22 / Child Care: £137.80
    Share Investments: £51,390.74 / Money Owed From GS: £5,812.61
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