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  • supersavershal
    supersavershal Posts: 1,270 Forumite
    i read it and thought it seems better than before. the transaction charge is based on the value of the transaction rather than the standard £35 charge so if say its a debit card payment of £2 you will be charged £5 instead of £35. of course in an ideal world we wouldnt pay any charges
    :beer:
    read it again belfast child, you may be charged £5.00 for a debit card payment of £2.oo but you will also be charged £25.00 for using the "instant overdraft" within that month.Total minimum charge for going overdrawn is £30!!!! It is worse than before.They are charging us more and renaming it.
  • but before i would have been charged £30 cleared transaction charge (regardless of amount of transaction) and £20 unauth od fee. total £50
    member number 240 in da norn irn club

    :beer: :beer:
  • KTF
    KTF Posts: 4,848 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    of course in an ideal world we wouldnt pay any charges
    Then what would stop people from having unauthorised overdrafts if there was no penalty for going over the agreed limit?
  • LittleVoice
    LittleVoice Posts: 8,974 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ejones999 wrote: »
    I think you will find they are all over the place - in hotel foyers, pubs and clubs and in newsagents etc.
    Better stick to machines you know are free ie outside bank buildings and big supermarkets.

    Just to say that my local WHSmith has a cash machine which doesn't charge for the service.
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