Can I have more than one current account with different banks?

bolzano

Wanted to post pick of what this site has done to my phone screen. Anyone remove the space?

Really I should get on to the Nationwide action too.

[IMG]htt p://i59.tinypic.com/11mgmtt.png[/IMG]

Ken68

Before current account chasing I made quite a few quid changing gas and electric providers, this when cashback was £100 plus each time.
Not so easy now.

cosmicrichie

I’m quite new to multiple current accounts so all of these have been opened within the last 14 months.


1 x First Direct (I stupidly switched from my graduate account which if I’d kept would now mean about 8 years with my bank but oh well, so FD is now my oldest account) – have £250 fee-free overdraft and access to regular saver


2 x Halifax Rewards – for the three fivers
4 x TSB Plus – for 5%
1 x Club Lloyds – for 4%, regular saver and free cinema tickets
1 x Barclays – free Kaspersky, not a great incentive so willing to use to switch if necessary
1 x BOS Vantage –for 3%
2 x Nationwide FlexDirect – for 5%
1 x Santander 123 – for cashback and 3%
1 x HSBC – for 4% regular saver, currently in process of being opened
1 x M&S Bank – switched for voucher and currently £100 fee-free overdraft
1 x Yorkshire Bank – for 4% so annoyingly can’t switch for the £150.


So 16 in total. I also control my girlfriend’s Halifax Reward, 2 TSB accounts and Nationwide FlexAccount (recently downgraded from FlexDirect) which I'd convinced her to open so 20 to manage in total.


I’ve also opened and since closed 2 Co-op accounts and 2 Lloyds Vantage accounts which I’ve used for switches so I’ve opened 20 accounts in 14 months.



I did forget to transfer in £1000 one month into a Nationwide account so I've now got a spreadsheet which I tick off every month to ensure I know which accounts have received the monthly amount.

colsten

cosmicrichie wrote: »

1 x HSBC – for 4% regular saver, currently in process of being opened

Consider the HSBC Advance so you can get 6% on the regular saver. Advance requires £1,750 a month to be paid in and I believe they like to hear that this money comes from a salary (or pension). There's a thread about this account somewhere.

anoncol

bolzano wrote: »

Wanted to post pick of what this site has done to my phone screen. Anyone remove the space?

Really I should get on to the Nationwide action too.

[IMG]htt p://i59.tinypic.com/11mgmtt.png[/IMG]

Lol, I have a folder full of them on my home screen.:D

cosmicrichie

colsten wrote: »

Consider the HSBC Advance so you can get 6% on the regular saver. Advance requires £1,750 a month to be paid in and I believe they like to hear that this money comes from a salary (or pension). There's a thread about this account somewhere.

Nice one, thanks! I read on another thread that the account changed from 10th November which was around the time I applied for this account. I've had great difficulty getting this opened, which included applying twice online and then having to do it over the phone and then didn't get told I needed to take my ID into branch to verify and get the account opened. So once I've got this opened I'll upgrade it. Thanks again