A Savings account with Pots (like IF)

debeast

Are there any saving accounts with pots or ones where its really super easy to open additional savings accounts. I need about 4 to keep track of things and IF rates have plummeted since it stopped getting supported

Any ideas?

Thank you

/beastie

benalder284

Not trying to be clever - but I use a Santander 123 account for liquid and easy-access savings up to the £20K limit and a sheet of paper with 4 columns splitting the total balance into holiday, annual payments etc. sub-accounts. Seems a lot easier than having multiple different accounts. Excel is of course an alternative?

PeacefulWaters

The rates aren't great, but Halifax, Lloyds and BoS do. They're certainly not alone.

HHarry

+1 for Lloyds, although I doubt the interest rates are fantastic.

I used to have a number of accounts with them, I think they were Easy Savers. You can re-name the accounts so when you log in to internet banking, you can see all your different 'pots'.

The really sensible thing to do is to open one account with a high interest rate (TSB) to get the most out of your money, and keep a spreadsheet as per Bens post.