0% purchase cards

Alan999

Hi all , Although they say 0% 19mths etc , does that mean when I say spend £1000 after getting the card next week ,that it is 0% over the 19mths or do I need to pay back the full amount each month ? I'm getting confused as there are so many cards and choices out there ,thx A

[Deleted User]

It means as long as you keep to the terms of the agrement, your debt will be charged at 0% for 19 months.

Alan999

Ok thx , so still does that mean if I spend a grand and I make min payment or above, that grand (less each payment I make) is at 0% for the say 15 mth 0% term

[Deleted User]

Yep. .

InsideInsurance

It is 0% interest on all purchases for 19 mths from the date of account opening. You just need to make minimum payments, keep within limits etc.

So if you buy something in month 16 you only get 3 months interest free on that item.

Once the interest free period ends you start paying interest on the full balance from that day forward, subject to the normal "up to 56 days interest free"