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Non fault accident causing premium to rise
Comments
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Foxy-Stoat wrote: »Thats the spirit, also don't forget about the laptop and tablet that was on the back seat that are now broken due to the impact.
I wasn't being serious....Je suis sabot...0 -
InsideInsurance wrote: »Problem is insurers dont ask how "non-fault" the accident was so you are also lumped in with the idiots that brake at the absolute last second, this time they were rear ended, next time they are as likely to go into the rear end of the car infront.
Obviously dont know the car park in question but there are certainly some carparks which due to design or clientele have a much higher rate of accidents and so again, if you regularly park in one of these types of places it can be just a matter of time before someone hits your car and doesnt have the courtesy to stop - my cars been hit twice now in our local station car park without any notes being left.
It was on a marked parking area on a road. The poor lady didn't see me and didn't brake, which is why the damage is so severe.Je suis sabot...0 -
Hoof_Hearted wrote: »It was on a marked parking area on a road. The poor lady didn't see me and didn't brake, which is why the damage is so severe.
Ergo, there is a greater possibility of it happening again = increased risk = increased premium.
Bottom line is if you claim, no matter how innocent you are, the statistics on which insurers base their models suggest a greater risk of another claim from you. Not all insurers do this, but it is a pretty common scenario.0 -
You should get an extra years no claimssurely?
since your insurer didn't payout a claim a third party did0 -
Strider590 wrote: »It's gone up because your now a higher risk.
You have the crash for cash gangs and the idiots that drive about excessively slowly waiting for people to tailgate them (and then causing accidents by brake testing) to blame for this for this.
The idiot in this example is the person behind0 -
The idiot in this example is the person behind
Not if the person in front is doing 50mph in lane 2 of an NSL dual-carriageway, trying to enforce what they THINK is the speed limit on a bunch of perfectly competent drivers behind them.“I may not agree with you, but I will defend to the death your right to make an a** of yourself.”
<><><><><><><><><<><><><><><><><><><><><><> Don't forget to like and subscribe \/ \/ \/0 -
Strider590 wrote: »Not if the person in front is doing 50mph in lane 2 of an NSL dual-carriageway, trying to enforce what they THINK is the speed limit on a bunch of perfectly competent drivers behind them.
Doesnt matter, you are still an idiot if you dont leave sufficient braking distance for the road conditions/ speed etc0 -
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notanewuser wrote: »You must declare the incident.
If it asks for "how many at fault incidents have you had" i should tell them I had a non fault accident?0
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