Want to balance transfer, but not sure the limit will be enough?

Aquamania

Bmth100 wrote: »

Howdy,

I have several outstanding credit card balances at present that I would really like to transfer into one card. These include an Asda Money card, Capital One, Homebase and Argos, as well as my old Natwest student card.

These are all the product of an expensive first time move into unfurnished property. However, as I hadn't borrowed much before, I had/have terrible limits. The combined total on these 5 cards is only £2,500 ish.

I really want to transfer it all into one manageable card, but I've tried before. I actually only ended up with the Cap1 card because of this. I applied to transfer my balances to it, but ultimately got given a card with a £200 limit only!

The MSE checker has given me a 90% likelihood of acceptance for the 34 month Barclaycard, but I'm concerned about being given a terrible limit. I only want it for te transfer, that's it. Is there any way to see what id be offered without ending up with a low limit card that I don't want / isn't fit for my purpose?

I've highlighted the hints you have given us, that probaly confirms you're correct to be concerned

No there is no way for a creditor to confirm what limit, if any, they would be prepared to offer without doing all the necessary checks. If you agree to such checks, the credit provider will inform you of their decision.