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Women and cats will do as they please! :)
Comments
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ABS could have been the sensor, if it stays out it I would be happy to forget about it. Saying that, if it's playing on your mind get it looked at, you can't put a price on peace of mind!
I think you did great only eating out 3 times on holiday, I really don't think you have anything to feel guilty about, and to be honest I think you deserve it for all your hard work and being so strict with yourself most of the time. Hope the exam went well, keep smiling :O)LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0
Emergency Fund £800.00
Mortgage £73,000 BTL Mortgage £38,0000 -
Thanks for the advice submarine76. The light has not been on since and the car is driving perfectly as always so I will just leave it for now.
I passed my exam today!I am so excited. It's a 2nd one in 4 weeks so I've been working very hard. I have a 3rd one in just under 3 weeks and then I'm done with this level and onto my last one. I will be going back to college in June, I am so looking forward to that - I absolutely love lectures.
By the end of this year I will be almost qualified with the last exam being in Feb 2017.
I can't wait!
Home front is all good, money is good too. Not been spending on anything apart from food and petrol.
I want to do something special for my son this bank holiday weekend. He's been so good letting me study plenty whilst he entertains himself so he definitely deserves something very nice. Don't know what yet though, will have a think.
Short update today, I'm pretty tired after the exam and work so off to relax and unwind.
Hopeful Tuesday everyone,
TheMagician0 -
What a beautiful weekend! Wow we just love this weather. We definitely need to live somewhere warm, on the beach preferably :rotfl: But that's still to come!
This weekend has been so much fun.
We went to a museum yesterday. Something not so fun happened there though. We were standing next to a family when the baby mum was holding suddenly threw up. Into and onto my handbag :eek: argh that was like something from a Mr Bean's cartoon, seriously disgusting. And mum didn't seem to care much, she just said: 'I'd get you wipes but they're with my husband and he's looking at the exhibition over there'. So I said, excuse me, but could you still get me those wipes as my phone and make up and keys are all covered with your baby's sick :mad: Haha my son was in stitches, couldn't stop talking about it all day.
Today we have been to a lovely park for a nice long walk. We've also cooked a split pea soup, delicious. Will have it for lunch tomorrow too.
Got £150 to last till the end of the month, not much really. But we've got enough food for a week. Trying to stick to saving targets to make sure we're on track to buying our place.
This coming week and next weekend will be completely dedicated to my next exam in 10 days. Can't wait to get it ticked off my listResults for this one won't be instant but I'm already signed up for the next course which will start in June so I won't be wasting any time waiting :j
TheMagician0 -
The last (for now) exam was last week and I feel pretty good about it, I will find out the results end of June. I'm quietly confident :j
So for now I am free of any revising or lectures even. And somehow I miss it. I forget how much I love learning. I'm back to college in 4 weeks so not long to wait. But I've already been looking to brush up on my typing skills and learn French. We could do it together, me and my son.
Money front, things are ticking along. I just keep on saving every month, consistently, being very careful to not spend money on anything we don't need. As always, food is our biggest expense, by far.
We are going out for a meal tomorrow with friends to celebrate me doing 3 exams in 7 weeks. I'll keep it low cost, under £15 for both of us. We'll also be going to the cinema in about an hour. Might have to drive as it's been pouring pretty much all day long. Oh, how I love sunshine and warmth. I am seriously considering moving to California :beer::D0 -
Wonderful Saturday morning dear diary readers! :j
What a fantastic Saturday it is. Sun is shining, weather is warm and we're about to go out for a lovely walk. My son is buying some Leg* with his pocket money, I've been told
I got sent a £12 off Mr M's voucher so got shopping delivered last night for £50 that should last us most of the week. We're actually both off this week but no plans to go abroad. We will have a couple of days out though, definitely.
Got a 5% payrise at work on top of my payrises for exams. I've also cancelled my childcare vouchers for the rest of this year as now I'm picking DS up from school I spend very little and have over £700 in vouchers saved up already. It'll last me for the 4 weeks' summer holidays and then some, the rest I'm taking off work. This has resulted in my salary being £400+ more per month from this month onwards. It will go a long way towards the house deposit :T I'm really pleased. I will get 5 more incremental payrises for my exams and then a big one in March 2017 once I get the results for my last exam :A Things are definitely looking up.
This week will be all about recharging batteries, spending all the time together laughing and playing and doing things that make us happy. We'll have at least one picnic, visit all of the museums and watch a couple of movies :beer: The rest may stay unplanned0 -
Very well done on the exam front! Hope you have been enjoying the sunshine this summer, it's not been bad at all weather wise has it?, much better in Scotland than it's been for years :O).LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0
Emergency Fund £800.00
Mortgage £73,000 BTL Mortgage £38,0000 -
Hello dear diary,
It's been a little while.
Hi submarine76 we have been enjoying the weather very much. But the last two weeks have been horrendous rain wise and it's just humid and wet. Still, better than cold and wet. Hope you're well. Have you looked into accountancy yet?
Well, it's been a bit of a mixed bag really. It's funny, nothing has been really wrong but this weather can do one's mood no good. I have also had a heavy spending month. All on needs and nothing on wants but it seems like all the needs have come at once. My son needed two pairs of shoes, he also needed to see a podiatrist and the waiting list is 6 months long. I had to take him private for an assessment but the treatment will cost £100s now so I might have to go through NHS. I also needed to see a physio for an old injury that's come back recently with a vengeance and will need to continue the treatment, again private... Kettle and remote packed in days withing each other. What? These are the kind of things you replace very rarely so it's annoying to say the least.
Loads of other bits and bobs and I'm afraid to calculate how much I've saved this month even though it was my best earnings wise ever! Argh! It's always like that, isn't it... Bad timing.
Apart from that, I'm back to college though I don't know my last exam results yet. I love it, gives me a break from work but also I really enjoy it.
I've been thinking a lot about what we're going to do once I qualify in 6months and I really want an adventure and to try something new and different. Maybe even moving abroad. A change of scenery.
Oh, and a little moan. My neighbour has started smoking. I can't put into words how much I hate smoking. It doesn't go into our apartment but if we open the windows it sometimes drifts in. And the corridor reaks of it. I knocked on his door twice yesterday, know he was in but didn't answer. I'll write a letter asking him to put something under his front door as there's a big gap through which it's coming into the corridor. Suppose I can't do anything about him smoking out of his window as that's his property. But I hate it and I'm thinking of moving now.
So overall things are OK. A bit annoying but OK. I know it'll pass and yes, it all does come at once :rotfl: thanks, life :A0 -
I decided to bite the bullet and see how well (or not so well) I've done this month.
I have managed to save £1,100.00. I'm pretty gutted actually, it should have been closer to £1,500 but the physio, shoes and podiatrist alone cost £200 + other completely unexpected spends and I am where I am I suppose.
I really want to make up for it in July and August. We'll be away for 2 weeks in August so no parking spends plus lower food costs will help. No major plans for July so will try to keep it as low as possible. One thing I do need is some trainers. I need them as comfortable as possible but don't want to spend £100+ any ideas?
I do also need to pay for our Christmas flights ASAP as they will only go up in price from now onwards so that might have to be in July. That's going to be around £350.
Also £250 when braces get removed.
Does the spending ever stop? And that's just the basic...
In September there will be car insurance and MOT to pay for, November - breakdown cover, January - car tax.
I have had such a busy day. I've called my GP to arrange an appointment to try and get a scan on my ruddy calf - I've been experiencing issues for 3yrs now and I want them gone.
Sent the forms out for my son's podiatrist appointment.
Wrote a letter to Ame* requesting the £12 they took for going £5 over the CC limit back. I paid that + another £200 within hours of it happening. Complete oversight on my part but how dare they - very excessive and unfair, wasn't even 24hrs.
And loads of other bits and bobs, Oh, and work of courseGot a new girl to help us out, had to show her quite a bit today. I forget how talking for a couple of hours makes your throat go very hoarse - praise the teachers, how do they do it
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Hello Diary,
I'm not going to talk about money.
I wanted to come here to reflect on things.
One part of my life is ending making way for new.
It is time to take stock before moving on.
The last leg of the journey started 3.5yrs ago and it's ending this year.
So, before we move on, what has happened in the last few years?
Well, I got an excellent job and started developing professionally. Subsequently, I've had 2 promotions and doubled my earnings.
I took up my professional studies which I'm 2/3 way through and will finish early next year. I have learnt so much at work. Not just about the job but about relationships and people too.
I let go completely of any sort of dependency on anyone else. I had never previously lived alone or relied on only my income. But I rented a place just for me and my son and have been 100% self sufficient since.
I found the Harcomb* diet and transformed my life and my body. I cut out all sugar, wheat and any processed food completely. I've learn to cook meat and fish dishes from scratch. I also cut out all caffeine. I've not had an alcoholic drink for 3yrs. I don't want any of that anymore and ever again - I don't identify myself with it.
I let go of friends that couldn't keep up and made new ones along the way. I only surround myself with people that want the best for me and vice versa.
I put on my braces and been seeing my orthodontist most months for the last 2.5yrs. They're coming off next month and my smile has been transformed.
I bought a car, went on many holidays and achieved my savings target of £15k, I'm actually way past that now and it just keeps on growing.
On the other hand, I had a short brush with worry and anxiety last year and it broke me before it made me stronger. It is not a place I'm ever going back to and I'll make sure that people that cause me to feel bad never come near me again.
So where has all of this come from? From spiritual growth. From understanding that the only limit I have is me. From only surrounding myself with people that believe I can achieve anything. From continuous growth through my son and our relationship. From dreaming, planning, goal setting, always finding a way, being happy but never satisfied, from working the law of attraction in my favour. Every day, every hour, every minute and every second. From going to the deepest darkest past and allowing all bad feelings and events to come through me and out of me. From forgiving. From accepting. From moving on and on and on, continuously.
Why am I writing this? Because things are about to change, just as I planned. I'm about to get another promotion. And I'm about to move. And we're about to start a brand new chapter.
If there is one thing that I have learnt from all of this is - you don't have to know HOW.
If someone had told me in 2012 that by 2016 I would have achieved all this, I would have said, but how? It doesn't matter how! It's not for me to plan how. All I need to know is what it is I want and then to believe in myself. The universe provides the rest. So write down your goals, invision them, think about them and take one tiny step towards them every day. Tune into the frequency of what it is you want. Be around the people that you want to become. Get a vision board and stick things on it that make you feel good. Get enough sleep, eat 100% clean and look after yourself. The rest is easy.
A 1000 mile journey starts with the first step.
There's lots new and exciting adventures waiting for us. On that note, I'm signing out.
TheMagician
X0 -
Such a positive and exciting post. Good luck!
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0
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