Barclaycard balance transfer time limit

MrSilk

Hey guys,

Probably a silly questions but I'm not sure on this.

My other half opened a 33 month 0% balance transfer card last year, he made a balance transfer of £500, now; would he be able to make another balance transfer?, of course, limit allowing on the Barclaycard of course. Or is he only allowed to do this within a certain amount of time from opening the account?

Cheers!

[Deleted User]

May not be an helpful answer but it depends on the terms of the offer he applied for.

Some lenders allow BTs in the full promo period. Others (more commonly) give you 3 months for example to do as many BTs as you want.

leeroy2009

nope first 60 days only.

MrSilk

Just as I thought, I believe it's more than likely the first 60 days, I'll see if he can check his paper work (He's rubbish at these kind of things!)

Thanks for your replies

leeroy2009

no need to check paper work, its 60 days, ive checked for you and I also had 60 days.


"You have up to 60 days from account opening to transfer your balance"

http://www.barclaycard.co.uk/personal/balancetransfer-terms-conditions

id still ring them as they might offer a transfer.

MrSilk

leeroy2009 wrote: »

no need to check paper work, its 60 days, ive checked for you and I also had 60 days.


"You have up to 60 days from account opening to transfer your balance"

http://www.barclaycard.co.uk/personal/balancetransfer-terms-conditions

id still ring them as they might offer a transfer.

Ah, cheers for that - Yeah no hard in asking they may do it, you never know Thanks! :T

Nasqueron

MrSilk - I got one of these in August, couple of months later they started offering me another BT 0% offer (1.9% fee) for 6 months before the end of November - so you probably won't get a 0% for 24 months or whatever he has left, but probably 6 months which is better than nothing

Baby_Angel

If you have an online account, you may be able to see if they have any BT offers for you at the moment. I constantly get such offers. However they are not for 33 months. The one they are offering me right now is for 12 months.

Diamond_Geyser

Barclaycard must feel many people will get 'trapped' at the end of the promo rate - as the ALWAYS seem to have a transfer promo for existing customers all the time.
Presumably, they've calculated very carefully and know many will shift the balance again ... after all, banks NEVER make mistakes, do they !!??

SnowTiger

Diamond_Geyser wrote: »

Barclaycard must feel many people will get 'trapped' at the end of the promo rate - as the ALWAYS seem to have a transfer promo for existing customers all the time.
Presumably, they've calculated very carefully and know many will shift the balance again ... after all, banks NEVER make mistakes, do they !!??

Yep, seems pretty standard with Barclaycard.

But I think they're starting to give up on me now. My last offer was only for 6 months.

MABLE

I just checked my offers and have 1.9% to bank account for 9 months and 3.5%
until Feb 2016 for balance transfers.