Student with a debt problem

Gaz83

What do you study? Is it linked to a subject taught at school? Could you do tutoring?

I did while I was at Uni - easy money.

Example

Gaz83 wrote: »

What do you study? Is it linked to a subject taught at school? Could you do tutoring?

I did while I was at Uni - easy money.

First year(Information Technology Management) I've looked in to it all even gone to the differnet college asking teacher there to see if any student need help. Looked in to drug research, any kind of job from office admin to kitchen porter to cleaners.


But now I'm looking either going to get a cretit card with 0% and transfer the money(or pay rent with it) to my account then use that to pay rent till January than pay it back in full and keep the card as a emergency but just wanted to find out now which is the best card for me or should I be looking at a hardship but not 100% getting that? Any advice would be loved

AndyT678

Example wrote: »

But now I'm looking either going to get a cretit card with 0% and transfer the money(or pay rent with it) to my account then use that to pay rent till January

There seem to be 2 cards that can do this but with no income and a history of poor financial management I don't rate your chances of getting either of them.

http://www.moneysavingexpert.com/loans/cut-loan-overdraft-costs

Pixie5740

I think your best port of call is your university's financial services. I went along every year I was at university and managed to find all kinds of extra grants and bursaries that nobody else bothered to apply for.

James_B.

Example wrote: »

First year(Information Technology Management) I've looked in to it all even gone to the differnet college asking teacher there to see if any student need help. Looked in to drug research, any kind of job from office admin to kitchen porter to cleaners.

If you are already in this much trouble in your first year, do you think that you are likely to make it to graduation? If not, you are going to building up debts but ending up with nothing at all to show for them except a hole in your CV for several years.

Is staying on the right choice?

[Deleted User]

James_B. wrote: »

Have you tried the post office for a seasonal job, factories, warehouses etc? All sorts of companies are ramping up heavily at the moment, and a great many of the jobs require no previous experience.

I think those Seasonal jobs are already recruited. It's December next week!

I do agree the OP needs to find a job to fund his lifestyle and a credit card is certainly not recommended in his current situation.

DCFC79

There are xmas jobs out there but it depends where the OP is.

tomtontom

DCFC79 wrote: »

There are xmas jobs out there but it depends where the OP is.

Reasonable to assume that somewhere with a university has a fair number of shops

thebritishbloke

You need to seriously think about your financial position with being at university. If your parents can't afford to help you, then I'd presume you're getting one of the higher amounts of loans (£~6-7000/year). Have you looked at whether your university offers bursary's?

Did you just splurge all the money when it appeared in your bank account?

If you have no other options, I think you really need to consider dropping out and getting a full-time job.

For the love of god, don't get a credit card.

Pablosammy

A credit card in your predicament would be the beginning of years and years of financial misery. Don't do it! Go and speak to student services, as previously advised.