Nearly Got There

Cazzdevil

Well done, getting into good habits like those will help you put everything into perspective from now and I'd have thought it's helped you see what's really important and what's not.

A big pat on the back for becoming debt-free

Shineyhappy

Congrats on being so close! :T

On the very positive side ok you have mucked up a bit (join the club) but you are young and if you can pay off that much debt plus interest in just over a year then think how much you can save! Lessons are always good to learn and at 26 myself, I think well I could have learnt this lesson at 76 after spending all that time worrying about my debt.

I cant wait to pay off my cards and OD and then its on to paying off my mortgage! Its nearly pay day and I cant wait to phone up MS and say I want to pay 400 pounds off my card, but I know it will feel 100 times better to do that with my mortgage so I own that tiny bit more of my home.

Lizzieanne

Congratulations! That's an inspirational story, you ought to be proud of yourself!

angelavdavis

Well done. Its amazing how cutting back for a while can make such a change - congratulations.