1st Direct gold card.. account switch

bemaking

Hi All,


Wondering if I have made an error whilst trying to take advantage of bank account switching.


Have switched to a Halifax account, which involves switching everything then closing 1st direct account.


However I also have a 1st direct gold card on a 0% deal. The terms seem to imply that you must be a 1st account holder at time of applying.
Does this mean I need to keep the account to maintain the credit card and its deal or will I be able to keep the card in isolation?


Little concerned as if I lose the 0% deal I'll end up paying more than I save from the switch!


Thanks,


Bema

System

It's unlikely they will 'imply' anything - there would have to be a clear requirement to maintain the First Direct account, if not then you have nothing to worry about.

bemaking wrote: »

However I also have a 1st direct gold card on a 0% deal. The terms seem to imply that you must be a 1st account holder at time of applying.

bemaking

Thanks for the reply.


Have also confirmed by phoning 1st Direct.

Card can stay open on its own, 0% deal unaffected.

Its only required to have a 1st account on application for card and deal.