help with c-card for unemployed

candycane181106

hi could anybody help me plz?i have a llyods tsb gold cc with a balance of 2,333 on it.the 0% runs out next month and i'm unemployed with my illness.i have tried to get 3cards in the last two months but no luck.is there a credit card i can transfer over too with 0% for the unemployed?i have cut the card up now and my min payment is 55quid well was last month i pay a 100 on it every month.will this min payment shoot right up next month?any help will be great

candycane181106

guess no-one wants to help me

bengal-stripe

candycane181106 wrote: »

guess no-one wants to help me

Guess, no-one can help you with a zero percent credit card in your current situation.

Do not apply for any other cards until your financial situation has improved.

JesseBirdsall

the payment wont shoot up but you shouldnt be borrowing more when youa re not earning. lots of applications will damage your rating.

KILL_BILL

if you have problems with funds and making the minimum repyament -draw up an income and expenditure sheet showing what you income and outgoings are and make the credit company/s a monthly offer that you can afford until your situation improves. in nearly all cases they will freeze the interest charges and review your account every 6/12 months - i have had my interest charges frozen as have been out of work for a while and they have frozen the interest that would have been accuring.

dontget another credit card as other people have advised !

danielbb

you can lie about employment

swayze

I know some credit cards look at a household income. So if you are unemployed but your partner isn't then you can use their income when applying for the card. Should give you a better chance. Although if you have been rejected three times in the last two months then I don't really rate your chances of getting a credit card with the limit you need.