rental credit checks

emmalouise92

Hi.
Me and my partner have applied to rent out first house he will pass the credit check no problem but my. Score is poor at 366 according to call credit the company use TLC who then use call credit to do the check i have no ccj or bankruptcy just late payments in the past and a couple from a few months ago which when the checks done these should show as paid in worried I will pay 96 quid to fail I managed to get my car on finance but at that point I never checked my credit file so have no idea what it was like

Can someone help?

Thanks
Emma

Pixie5740

Usually letting agencies only check your public credit file i.e. checking that you don't have any CCJs or are bankrupt.

They might use other information to check affordability though such as your income versus the rent.

Don't pay for credit scores made up by credit referencing agencies. There is no universal credit score and the credit referencing agencies don't lend money so who cares what score they award you.

emmalouise92

Ok brilliant that's good news is defiantly don't.have ccj or bankruptcy just a few late payments and I can prove I earn enough and am in employment in was just worried about that score effecting us