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eBay credit file??
myright
Posts: 689 Forumite
Hey guys
I've got a little dispute with eBay which I want resolving first.
However I owe them some fees for listing. Very small amount.
I've said to them resolve my problem first then ill make a payment. Howwver they've passed it on to debt collectors.
I'm afraid I may get a bad credit file because of it. Could they mark my file? Even though it isn't a credit agreement?
I've got a little dispute with eBay which I want resolving first.
However I owe them some fees for listing. Very small amount.
I've said to them resolve my problem first then ill make a payment. Howwver they've passed it on to debt collectors.
I'm afraid I may get a bad credit file because of it. Could they mark my file? Even though it isn't a credit agreement?
0
Comments
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If they get a CCJ it could go on your credit file.
Just pay them the fees to shut them up, if it's for a small amount, what's it worth getting banned from eBay for?Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0 -
thanks mate. Good point.
So is a CCJ their only route to my credit file? obviosily a letter will have to come from court and Ill have a chance to contest or repay it. can they not automatically just put a default on my account? ( i only want to know this for information puroses)
Also can Energy companies like EON put a default on an account?0 -
How much are we talking? I'd pay it and dispute it later. FAR likelier to have less problems that way.0
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ebay cant unless it goes to court, eon can as theirs is a service agreementDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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