Small lump sum - which fund?

Kendall80

I've an extra £1000 for the ISA this month but am having an indecisive moment here regarding which fund to top up. Opinions welcome.


I don't yet have enough of a balance to overly concern myself with allocations.


My options are;


Indexes: Japan, US, Europe, emerging markets, global property.


UK: Woodford or L&G property feeder.


FS Asia Pacific Leaders.


FS Global resources.

puk999

You already hold the funds listed? That would imply you've given some thought and have weighted some funds in favour of others. I would then deploy the £1000 across the funds in the usual weighting. I don't see how you could arrive at the choice of funds without some idea of proportions.

Is there a minimum lump sum per fund requirement you cannot meet if you spread it over them?

If you don't have proportions in mind then I say go with the one that's dropped the most recently.

P.S. Nice problem to have

colsten

puk999 wrote: »

If you don't have proportions in mind then [STRIKE]I say go with the one that's dropped the most recently[/STRIKE].

then I would say it would be very prudent if you reviewed your portfolio and allocations to funds before throwing more money at it.

Kendall80

colsten wrote: »

then I would say it would be very prudent if you reviewed your portfolio and allocations to funds before throwing more money at it.

I fully intend to when it reaches a pre-determined size. Its a new ISA with 500 a month going in across the above funds and the odd lump sum this month and next probably.


For lump sums I have a £500 limit per fund so my choice is limited to a maximum of 2 today.

Kendall80

puk999 wrote: »

You already hold the funds listed? That would imply you've given some thought and have weighted some funds in favour of others. I would then deploy the £1000 across the funds in the usual weighting. I don't see how you could arrive at the choice of funds without some idea of proportions.

Is there a minimum lump sum per fund requirement you cannot meet if you spread it over them?

If you don't have proportions in mind then I say go with the one that's dropped the most recently.

P.S. Nice problem to have

Yes, I either hold them or have monthly investing setup for them.


I cannot spread the 1k due to the £500 min. limit.


I have a plan as to the proportions but will only enact said plan when the total exceeds 5k. Right now, I'd just like to get to that amount in the most efficient/profitable way possible.

ColdIron

Who is your ISA with? Many platforms allow lower top ups than £500 now

Kendall80

ColdIron wrote: »

Who is your ISA with? Many platforms allow lower top ups than £500 now

CSD.


You are correct for the funds which I already hold. The limit is 100.


The ones to which I've yet to pay in (Decembers Monthly investing) have a £500 limit.


EDIT: I've decided i'll spread it over the existing funds. Thanks for your replies.