auto renewals

Cyberman60

browneyedbazzi wrote: »

I wonder if you'd feel the same way if you had been hit by a car driven by someone who isn't as 'adult' as you and who had forgotten to renew their insurance?

I also think those who are 'adult enough to know when their bills are due' will also be 'adult' enough to cancel the auto renewal if they do not wish for it to go ahead.

If they are not adult enough to know whether they are insured or when their next MOT is due I really don't think they should be entrusted with the heavy responsibility of driving. :rotfl:

Cyberman60

Money-Saving-King wrote: »

The two pages of this thread seem to agree with me.

You get a letter telling you what's going to happen and can cancel if you want. Hardly unfair really.

It is if they give you a number to phone and you sit there for 22 minutes listening to a recorded message without reply. Just that one **** call cost me a fiver !!! :mad:

jess1974

As a reasonably intelligent adult, i am angry that insurance companies think i do not know when my insurances are up for renewal, i am perfectly capable of shopping around and finding myself a good deal, i do not need then to auto renew under the guise that they are doing me a favour in case i forget.
I had my car insured last year with the Post Office, renewal figure comes through at £289, i can insure with Churchill for £150, it is a no brainer, after speaking to an agent at Post Office the premium comes down to £220, why can they just not give us the best price to start with ???

chubb3g114

tunni99 wrote: »

why do I have to opt out of auto renewing insurance,now tv home insurance when ive only bought eg twelve months insurance or one months programmes and wats my rights

Pay by cheque.

chubb3g114

stugib

jess1974 wrote: »

I had my car insured last year with the Post Office, renewal figure comes through at £289, i can insure with Churchill for £150, it is a no brainer, after speaking to an agent at Post Office the premium comes down to £220, why can they just not give us the best price to start with ???

See InsideInsurance's explanation above.

The reason Churchill is £150 is (probably) because they're heavily discounting it to get you to switch. The only way this makes business sense is to recoup the money from people who stay after year 1. Post Office were quoting you a renewal price, Churchill a new business price.

You can't have it both ways!