"Very" account declined - Don't Know Why?!

HariiAllen

hi, i registered for Very ISME and Littlewood all of them decline my Account application - when i click the first continue its says. "Sorry, on this occasion your application has been unsuccessful"
why?

I have never had a credit card/loan before

I only want the Account for a laptop for an xmas pressie...

Can anyone help??

(Argos accepted me straight away)

happy_bunny_2

Maybe because you don't have much credit history?

are you on electoral register?

Have you checked your credit file to see what is on there?

bobobins

Very, Isme and Littlewoods are all basically the same company, Shop Direct. So if one was refused, they all will be. They are all pretty easy to get as long as you have no defaults etc. Refusal is usually not being on the electoral roll.

MrSilk

bobobins wrote: »

Very, Isme and Littlewoods are all basically the same company, Shop Direct. So if one was refused, they all will be. They are all pretty easy to get as long as you have no defaults etc. Refusal is usually not being on the electoral roll.

That's not necessarily true, I've never been able to open a Very account however have opened a Littlewoods account.

chanz4

I got declined a very account when moving house to a newbuild which wasn't on the electroll at the time. As I had a previous account they override it. They told me that

davethorp

You could try a catalogue in the JD Williams group. They are generally a bit easier to get than the littlewoods group. However they tend to start people off on £125 - £250 credit limits and then start upping it after a few months so you aren't likely to get enough for a laptop