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Electronic ID Check Failure

emcap
emcap Posts: 27 Forumite
edited 13 November 2014 at 2:38PM in Credit file & ratings
Hello All,

I'm registered on electoral roll for last 3 year and have a good credit rating with no missed payment (I confirmed this with Equifax credit agency using their 30 days trial service).

However I'm getting failed reports on while applying for certain products as they unable to confirm my identity on electronic id check.

I wonder if someone guide me what wrong with the profile and how can I fix it.

I try to check my credit profile with Experian and Noddle but they are unable to find my details and I couldn't register with them.

Thanks

Comments

  • CKhalvashi
    CKhalvashi Posts: 12,134 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Do you live in a flat?

    This could be the first problem :)
    💙💛 💔
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Hi,

    We will be more than happy to help you get access to your Experian Credit Report if you would still like to view this information.

    Can you confirm how you originally tried to apply for this, was it online or through the post?

    Regarding your address and Voters Roll, we do receive updates from the council monthly (Jan - Sept) which show within 4 weeks of your registering. The annual canvas (Sept - Dec) we aim to have completed by the end of December. If you have been registered for 3 years I too would expect this to be showing.

    Sometimes it can be difficult to match the address if you live in a flat, have a house name or a rural address as there are a variety of variations in which it may have been recorded, once again this is something we can help you with.

    If you need to discuss any confidential / sensitive information, you can contact me securely via [EMAIL="uksocialsupport@experian.co.uk"]uksocialsupport@experian.co.uk[/EMAIL]

    Thanks

    Steven R
    Experian Representative
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • emcap
    emcap Posts: 27 Forumite
    Yes, I'm in a flat.

    I have had applied for couple of bank current accounts in past and it always get approved with no manual interaction required.

    The concern is Electronic ID; how does that makes a difference.

    Experian - I tried it online filling all of my details as in Equifax case however it fails saying account can't be created.
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