cash in a purse

Tracey04

do you have cash in a purse for the week or month. Or do you pay by card for your shopping. Whats the best way ?

boo81

Definately better with cash as you can see it and dont go over the allowance. I find it hard as I do a box scheme and its taken as a direct debit and this throws me out!

newlywed

I usually do card payments and always seem to go over budget!!!

When I do a shop in Lidl and have to pay by cash, I am much better at sticking to budget.

Wonder why I don't pay by cash all the time :rolleyes:

ka7e

I get enough cash out at the weekend to (hopefully) see me through the week. Enough for food shopping/paper bill/milkman. Most of my other purchases are made online - after price checking etc - and I use debit card in preference to credit card.

lil_me

Prefer working with cash myself, that way I can see what I have left etc rather than putting it on my debit card and counting the cost later. Even if I pay with the card if I forget grocery purse, or if I order online, I take the cash out of the purse now to put back what I have spent which I find helps but I do spend more. Weird isn't it.

[Deleted User]

Yeah I get the lot out on payday and put it in a seprate 'shopping purse' well actually its an old wallet of my OH's as I dont mind carrying a wallet but he didnt like carrying a purse and we often share the shopping!

MrsTinks

I use my Tesco credit card which has a very low limit for my food puchases. That way I collect points no matter where I shop and I find it easy to control - but if you struggle sticking to a budget then definitely I would say get cash out on a weekly basis (or use the jam jar system )

pnq06

I usually shop on my debit card but last week I had to use cash that was in my purse as I didn't have enough to even take £10 out of my account :eek:

But I actually saved myself about £10 by paying with cash as I knew that I couldn't go over and I had change left :T

I'll definatley be shopping with cash in future.

LJM

i pay by card for my big shop and then have money in my purse for basic things i need to buy like milk/bread/fruit and veg

Psykicpup

I use cash these days - I hate the way some shops dont 'cash' your payment for a day or 5 .........

jcr16

so that i stick to my shopping budget i have a credit card with only a £200 limit so i can't go over it. but if i want any cash for anything i just take some out our account.