Stoneacre Finance Approved

Mart34

Hi guys
I recently applied to Stoneacre for finance on a vehicle as I need a bigger car due to a new family addition 😀

I just wanted to ask you pro's in here a question on a independent side. Basically my credit file is shocking, I wouldn't even lend myself money, when I applied to Stoneacre i was as always expecting the usual 'thank you for your application but after careful consideration blah blah blah'

About 24 hours after putting in the application and stating I had a part exchange to put in with the deal i received a phone call from the finance department stating my application had been approved. Fantastic news I thought when can I have my new(er) car??

As I said it's fantastic news they said I'm approved, in Stoneacre terms, what's this mean? Is there a credit agreement just waiting for my signature? Then I drive off in a new car of my choice, Or is the wording 'approval' mean nothing more than we will make an appointment so you can call in to the showroom and pick a car and we'll then put a finance application through??

Thank you in advance for anyone's guidance and advice

modder25

Mart34 wrote: »

Hi guys
I recently applied to Stoneacre for finance on a vehicle as I need a bigger car due to a new family addition ��

I just wanted to ask you pro's in here a question on a independent side. Basically my credit file is shocking, I wouldn't even lend myself money, when I applied to Stoneacre i was as always expecting the usual 'thank you for your application but after careful consideration blah blah blah'

About 24 hours after putting in the application and stating I had a part exchange to put in with the deal i received a phone call from the finance department stating my application had been approved. Fantastic news I thought when can I have my new(er) car??

As I said it's fantastic news they said I'm approved, in Stoneacre terms, what's this mean? Is there a credit agreement just waiting for my signature? Then I drive off in a new car of my choice, Or is the wording 'approval' mean nothing more than we will make an appointment so you can call in to the showroom and pick a car and we'll then put a finance application through??

Thank you in advance for anyone's guidance and advice

Well hopefully it is as they say that you have been accepted for the car that you want.

I know that when Welcome Finance were in business and had their warehouses full of cars they would get you approved but then try and get you to take a car that they wanted you to have and at a stupidly high interest rate.

I know nothing about Stoneacre but dont be pushed around by them as they want your business as much as you want the car.

Good luck.

chanz4

Whether you're looking to buy your first car, family car or the car of your dreams, car finance enables you to drive away the vehicle you want or need and split the cost over a series of affordable monthly payments; it's arguably one of the most popular methods of purchasing a new or used car.
At Stoneacre, we recognise that one size rarely fits all and therefore offer a range of packages for various credit profiles and income levels and can even help individuals with bad credit. We also have one of the highest car finance acceptance rates in the industry, which enables us to help more customers get a car on finance than ever before.
As one of the UK's leading specialist vehicle finance dealers we know that buying a car on finance is probably the second biggest purchase that many of us will ever commit to after buying a house and want to ensure that the whole process is quick, transparent and enjoyable, from start to finish. As a result, we have invested heavily in our dedicated multi-award winning in-house car finance team who are FCA compliant and SAF verified.

• No Deposit
• Instant Decision
• No Credit Check
• In-House Team

We work with a panel of specialist UK based car finance companies

chanz4

the prices of cars are scary