PDL debt not showing on credit report

peachpear

Hi All

Hope someone can help me with this!

I have three PDL debts that are not showing up on my credit report with either Noddle or Experian. I am paying them off directly to the companies and they have not been transferred to any other debt collection agencies. My other debts show, so why not these three?

Any advice gratefully received!

Many Thanks.

Tixy

They may be on your equifax report.

Or maybe these particular lenders choose not to report unless you default on the accounts.

Or possibly (unlikely) there is a slight address mismatch which means they haven't so far been linked to your credit file.

Experian_company_representative

Hi Peachpear,

As Tixy has said, not all Pay day loan companies will share information with credit reference agencies. Some companies will only share information if an account defaults.

The lender should be able to confirm for you if they do share the information and if so who with.

Kind Regards Neil