Want to make a £1500 purchase on a £1200 limit card, how?

Fruit_and_Nut_Case

jiras410 wrote: »

Thanks everyone. I guess once I receive my card I'll just give them a call and see what they say. If not I might try to split the transaction cash and credit card if they let me. Cheers!

Ah, you haven't received your card yet. Have you actually been told that your credit limit will be £1200? Providers often (always?) use £1200 as an example figure in their advertising.

jiras410

Fruit_and_Nut_Case wrote: »

Ah, you haven't received your card yet. Have you actually been told that your credit limit will be £1200? Providers often (always?) use £1200 as an example figure in their advertising.

Hadnt thought about that to be honest. The original deal said 1200 and thats what was stated in the tc when i signed up. Maybe it will be higher. Another card i hold has a limit of 1700. Fingers crossed.

planteria

grumbler wrote: »

Also, AFAIK, even if the card is in credit, some cards can reject transactions bigger than the credit limit.

agreed. therefore i would try to split the purchase into two transactions.

chattychappy

jiras410 wrote: »

Hadnt thought about that to be honest. The original deal said 1200 and thats what was stated in the tc when i signed up. Maybe it will be higher. Another card i hold has a limit of 1700. Fingers crossed.

Yep, just an illustration.

CCs never (in my experience) tell you the limit until your application has been accepted. The limit is based on scoring.

planteria

some cards do have a set limit though

Levi-

yeah it will likely be higher than £1200.. mine stated that example figure but came through a £9100