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Contacting Creditors

zippo203

zippo203 Posts: 7 Forumite

6 November 2014 at 8:49PM in Credit file & ratings

I recently decided to address the elephant in the room and got my experian credit report.
I'd like to contact all of my creditors listed, i have the addresses for them.
Where do i start? Are there any templates of any letters i can send to them?

Thanks for any help or advice.

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Comments

matttye Posts: 4,828 Forumite

6 November 2014 at 8:53PM

Contact them about what?

What will your verse be?

R.I.P Robin Williams.
0
zippo203 Posts: 7 Forumite

6 November 2014 at 9:00PM

Settling outstanding balances, or making an effort to do so.

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matttye Posts: 4,828 Forumite

6 November 2014 at 9:04PM

National Debtline has some good sample letters here:

https://www.nationaldebtline.org/EW/sampleletters/sole-letters/Pages/default.aspx

Monthly payment offer - https://www.nationaldebtline.org/EW/sampleletters/sole-letters/Pages/Pro-rata-offers-%28sole-name%29.aspx
Full and final settlement offer - https://www.nationaldebtline.org/EW/sampleletters/sole-letters/Pages/Full-and-final-settlement-offers-%28sole-name%29.aspx
Take me to court (when negotiation attempts have failed) - https://www.nationaldebtline.org/EW/sampleletters/sole-letters/Pages/Take-me-to-court-%28sole-name%29.aspx

What will your verse be?

R.I.P Robin Williams.
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