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Three choices in life; Give up, Give in or Give all you've got!!
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That's an impressive round up Lucky
Lovely to hear about the holiday too! It will soon be time to go
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Impressive on all fronts
Wishing you a happy & healthy 2019 & lots of new adventures xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy New Year Lucky. I hope 2019 brings you lots of good luck.
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Wishing you a very Happy New Year lucky xx.0
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Brilliant news re Tenerife. What a lovely MIL you have
You'll be on a countdown with me as we go to Lanzarote in April.
Some fantastic wins in 2018, fingers crossed for more wins this year.
And great news that Mr Lucky didn't have any TC seizures
Have a super fabulous happy healthy 2019 xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Have a lovely day Lucky
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Wow re prizes. And holiday is excellent news. I was in Gran Canaria in October and I loved it.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Had a lovely day at my Mum’s with the family. MiL and my Grandma too. Mum did a buffet and today has been a NSD :T.
I’m going to start the penny challenge and see how long I can keep it up for. So today I’ve put 1p in a pot, tomorrow I’ll add 2p and then 3p the next day and so on and so on. I daresay I’ll start to struggle when it’s into the 2 or 3 hundreds per day (£2/£3), but I’ll try. Hopefully it will cover at least some of next Christmas.
My goals for this year are;
1) Continue entering competitions and win as much as I can to make life easier, be that days out, gifts, cash or holidays etc.
2) Take better care of myself. Lose weight, feel happier and put myself first just a wee bit more often.
3) Have some kind of savings, even if it’s just for next Christmas, but preferably an emergency fund too.
4) Keep on top of surveys a bit more as I’ve let that slide over the last month or two. Keep a running total of what I make on all sites.
5) Give the house a facelift. Some areas are looking quite tatty.Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Loving your goals I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Your goals sound really good Lucky. How generous of your MIL to book you all a holiday, it will give you something to look forward to.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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