Can a shop take 2 months to claim payment.

murphydavid

I have an item on my credit card bill for a small amount that says I made the payment on 15/8/14 but the card company did not receive the receipt till 20/10/14 (over 2 months) and I only saw it today 5/11/14. Because its taken so long I can't remember if i made the transaction or not. Does anyone know if there is a time limit for the shop to present its bill?

Tixy

It is 6 months I believe

TadleyBaggie

6 months without any notice. After that up to 6 years but they should notify you first.

planteria

are both dates on your statement?
i try to keep copies of all transactions & check them off on my statements.

Game_Over

murphydavid wrote: »

I have an item on my credit card bill for a small amount that says I made the payment on 15/8/14 but the card company did not receive the receipt till 20/10/14 (over 2 months) and I only saw it today 5/11/14. Because its taken so long I can't remember if i made the transaction or not. Does anyone know if there is a time limit for the shop to present its bill?

You should report any unrecognised transactions on your account to the card issuer immediately.

murphydavid

planteria wrote: »

are both dates on your statement?

yes

I tend to hang on to my receipts in date order more or less but I can't find this £5 one and its more effort than its worth to chase it as it could well be valid.