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Can a shop take 2 months to claim payment.

murphydavid
murphydavid Posts: 834 Forumite
Part of the Furniture 500 Posts Name Dropper
in Credit cards
I have an item on my credit card bill for a small amount that says I made the payment on 15/8/14 but the card company did not receive the receipt till 20/10/14 (over 2 months) and I only saw it today 5/11/14. Because its taken so long I can't remember if i made the transaction or not. Does anyone know if there is a time limit for the shop to present its bill?

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    It is 6 months I believe
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • TadleyBaggie
    TadleyBaggie Posts: 6,968 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    6 months without any notice. After that up to 6 years but they should notify you first.
  • planteria
    planteria Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    are both dates on your statement?
    i try to keep copies of all transactions & check them off on my statements.
  • Game_Over
    Game_Over Posts: 119 Forumite
    murphydavid wrote: »
    I have an item on my credit card bill for a small amount that says I made the payment on 15/8/14 but the card company did not receive the receipt till 20/10/14 (over 2 months) and I only saw it today 5/11/14. Because its taken so long I can't remember if i made the transaction or not. Does anyone know if there is a time limit for the shop to present its bill?

    You should report any unrecognised transactions on your account to the card issuer immediately. ;)
  • murphydavid
    murphydavid Posts: 834 Forumite
    Part of the Furniture 500 Posts Name Dropper
    planteria wrote: »
    are both dates on your statement?
    yes

    I tend to hang on to my receipts in date order more or less but I can't find this £5 one and its more effort than its worth to chase it as it could well be valid.
This discussion has been closed.
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