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Named driver experience

tyler4bcfc
tyler4bcfc Posts: 6 Forumite
in Insurance & life assurance
hi sorry if this has been answered before. I've been a named driver on my mums car insurance for two years and we are looking to put the insurance in my name, as I drive the more now. I went on compare the market filled out all the details and it asked if I had any NCB, I said no but it asked if I had any named driver experience, one of the options was named driver on another car, but as its the same car can I put that I have two or as its the same car does it not count

Comments

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Do dummy quotes first of all using slightly altered details and see if having 0 or 2 years as a ND makes any difference to the prices of the insurers you are considering going to and this includes clicking through to the broker/ insurer to ensure its not showing up as NCD.

    If its being translated correct and not being mistaken for NCD then I doubt it will make much difference with many insurers and so it will probably be a mute point anyway. If it does then contact that company before buying and ensure they are comfortable with it being the same vehicle
  • System
    System Posts: 178,376 Community Admin
    10,000 Posts Photogenic Name Dropper
    InsideInsurance wrote: »
    a mute point


    "moot" point :)
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    edited 5 November 2014 at 1:34PM
    Clifford_Pope wrote: »
    "moot" point :)

    And i was only talking about damp squib -v- damp squid this morning :o
  • gik
    gik Posts: 1,130 Forumite
    InsideInsurance wrote: »
    An i was only talking about damp squib -v- damp squid this morning :o

    Of cause you were....or should it be of course you were? :D
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    gik wrote: »
    Of cause you were....or should it be of course you were? :D

    If the worst thing someone can say about me is that I am terrible at spelling then I am doing fairly good. :beer:
  • kingstreet
    kingstreet Posts: 39,344 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Off topic - sorry, OP.

    My favourite football forum has a "malapropisms" thread, dedicated to mute points, damp squids and escape goats.

    :D
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    tyler4bcfc wrote: »
    hi sorry if this has been answered before. I've been a named driver on my mums car insurance for two years and we are looking to put the insurance in my name, as I drive the more now. I went on compare the market filled out all the details and it asked if I had any NCB, I said no but it asked if I had any named driver experience, one of the options was named driver on another car, but as its the same car can I put that I have two or as its the same car does it not count

    If the only change is that you're driving more (it's still your mum's car) then get her to change her policy to show you as the main driver.
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