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Sending off my experian credit report ( postal )

hi all

I am sending off my request for a credit report via the post today.

However i find it a bit strange they do not require proof of address / who I am in?

I just put the form, the postal order for £2 in and thats it?

Comments

  • stator
    stator Posts: 7,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If you are on the electoral roll they will use that and other information from your credit file to confirm your identity.

    How long have you lived there? If it's not long they may ask you for proof.
    Remember to give them all your previous addresses for the period they ask for, 6 years I think
    Changing the world, one sarcastic comment at a time.
  • gforgosu
    gforgosu Posts: 29 Forumite
    I actually just moved house like 2 weeks ago. but my old address i was at for 10 years. so hope they do not ask for previous info as I need it quite urgently
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Hi Gforgosu,

    When you apply please make sure to provide all of your addresses for the last 6 years, as well as your current address. We will also need your full name, date of birth and for the application to be signed.

    Then send the completed form along with the £2.00 postal order.

    We do have a number of security checks in place when we receive your application, if we can't confirm your ID then we will contact you to request further documentation.

    The additional documents would be two original bills or statements linking you to the address you have applied from, and a copy of ID docs such as a passport. These extra documents are not always required, but we will let you know if they are.

    Kind Regards
    Neil
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
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