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Baby steps to mortgage freedom for beanielou.

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Comments

  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have you done your chanting Beanie or is that happening later on? As well as singing there was clapping today and actions for the children to do - we're very modern :rotfl:

    It's not the swimming I hate, it's the getting dried and dressed afterwards I loathe :D xx
  • beanielou
    beanielou Posts: 96,258 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Have you done your chanting Beanie or is that happening later on? As well as singing there was clapping today and actions for the children to do - we're very modern :rotfl:

    It's not the swimming I hate, it's the getting dried and dressed afterwards I loathe :D xx

    Chanting is done & we had a really great discussion.
    Feeling really good:D

    I sometimes pop into the odd service at the church we rent the FB premises from & it is very different from when I was wee:) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You have to rent the space? :eek: I'm a bit shocked at that tbh. It's not as though it's a money making club you're running. I really hope it's just a nominal fee to cover any heating and electric used. xx
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    So this diary is about my disability and the challenges that brings and how that ties in with trying to be MSE.
    I want to thank you all so much for the love & support you show to me & for listening to my rambling. Sometimes being disabled seems like a lonely place but not here.
    I have finally made my peace with it.
    Only taken 50 odd years
    I am trying hard to not see this as giving in but as enabling.

    It's not giving in and I think it's very positive that you have made your peace with it :).
    beanielou wrote: »
    I have just had a message from one of my friends who lives far away and they are coming to see me on Monday:j. :j. :T

    Good news :).
    beanielou wrote: »
    Chanting is done & we had a really great discussion.
    Feeling really good:D

    I sometimes pop into the odd service at the church we rent the FB premises from & it is very different from when I was wee:) xx

    Glad you enjoyed chanting :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,258 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    You have to rent the space? :eek: I'm a bit shocked at that tbh. It's not as though it's a money making club you're running. I really hope it's just a nominal fee to cover any heating and electric used. xx

    Yes, it is a peppercorn rent & we pay an amount to the electric xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,258 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    HairyHandofDartmoor wrote: »
    It's not giving in and I think it's very positive that you have made your peace with it :).



    Good news :).



    Glad you enjoyed chanting :).

    Thank you on all fronts:A
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Beanie I met a friend who has MS and uses a chair last week. She got a scooter in June is has changed her life. She can buzz around on it getting some good distances without transferring from chair to car which is hideous. She met us at a local cafe, got herself there and back and we went for a walk, her chair is great on NT paths. I hope you love yours and it is a real boon to you.
  • beanielou
    beanielou Posts: 96,258 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    tootallulah wrote: »
    Beanie I met a friend who has MS and uses a chair last week. She got a scooter in June is has changed her life. She can buzz around on it getting some good distances without transferring from chair to car which is hideous. She met us at a local cafe, got herself there and back and we went for a walk, her chair is great on NT paths. I hope you love yours and it is a real boon to you.

    Thank you. I hope so too :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,258 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have done a wee spot more tidying.
    My friend who is coming to stay used to be my lodger years ago & knows what I am like so I havent needed to do too much!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well that all sounds good Beanie. Am so excited about the scooter I feel like I am getting it!


    Have a good visit with your friend XXX
    Nevertheless she persisted.
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