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Baby steps to mortgage freedom for beanielou.

17137147167187192458

Comments

  • beanielou
    beanielou Posts: 96,766 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Blimey, that sounds a good get together Beanie and Butti - apart from broken nose of course. :eek: :rotfl: xx

    It was a good weekend:rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,766 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not such a good day today.
    Only managed 1/2 a shift at the FB :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry to hear that Beanie. Bet you feel so frustrated at times don't you. On the bright side you managed to get out of the house and have a change of scene and company.

    Just out of interest is your FB thinking ahead in any way to what might happen after Brexit or are they only in a position to think from one week to the next. It's just something that crossed my mind today as you said more people are using your FB I wondered if you were you trying to 'stockpile' some things. Purely curiosity - definitely not political :) xx
  • beanielou
    beanielou Posts: 96,766 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Sorry to hear that Beanie. Bet you feel so frustrated at times don't you. On the bright side you managed to get out of the house and have a change of scene and company.

    Just out of interest is your FB thinking ahead in any way to what might happen after Brexit or are they only in a position to think from one week to the next. It's just something that crossed my mind today as you said more people are using your FB I wondered if you were you trying to 'stockpile' some things. Purely curiosity - definitely not political :) xx

    I would say we tend to go month to month.
    We are running low on things more quickly though.
    We are getting more & more new clients though as the changes in the benefits system really kick in & there are just more & more regulars.
    Luckily we have a lot of local support which is good.
    Which I really hope can continue. xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I know our local foodbank seem to have loads of some things and always 'run short' of others. Toiletries/hygenine products are always short at ours where as tinned tomatoes/beans seem there seem to be shelves full!

    I know that doesn't answer the question in regards to Brexit but I know our food bank have run a lot more fund raising for the roll out of universal credit.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good to hear you have a lot of local support Beanie. Also interesting that more fundraising took part for in your area when UC came into force WB.

    I've no idea if any big names support our local FB but I do wonder about the logistics of how they keep themselves going when they're relying on donations and don't actually know how many people are going to turn up needing help. I suppose all they can do is give out as much variety as they've got. Ours quite often says no beans or tomatoes needed thank you.

    I must admit I get flummoxed at times thinking about things to give. I read people are returning rice and pasta because they can't afford the electricity to cook it, so I thought microwave rice but then wondered if they'd have a microwave. TBH I'm probably over thinking what I give. I'm sure they're grateful for whatever they get. x
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I get flummoxed by it too, this is why I thought it would be simpler to give money than worry about giving things they don't need. I know it means somebody then has to buy the stuff in but at least it might help get things they don't have otherwise. (And my local one has FINALLY got account transfer info for donations, so I'm hoping to make one on payday.)
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • beanielou
    beanielou Posts: 96,766 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I get flummoxed by it too, this is why I thought it would be simpler to give money than worry about giving things they don't need. I know it means somebody then has to buy the stuff in but at least it might help get things they don't have otherwise. (And my local one has FINALLY got account transfer info for donations, so I'm hoping to make one on payday.)

    Thank you.
    You are :A
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,766 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I know our local foodbank seem to have loads of some things and always 'run short' of others. Toiletries/hygenine products are always short at ours where as tinned tomatoes/beans seem there seem to be shelves full!

    I know that doesn't answer the question in regards to Brexit but I know our food bank have run a lot more fund raising for the roll out of universal credit.

    x

    People often dont think to donate toiletries but we do have lots of ladies products!

    Today we had no cat food :eek: and no fruit juice & no toilet rolls:eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,766 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Good to hear you have a lot of local support Beanie. Also interesting that more fundraising took part for in your area when UC came into force WB.

    I've no idea if any big names support our local FB but I do wonder about the logistics of how they keep themselves going when they're relying on donations and don't actually know how many people are going to turn up needing help. I suppose all they can do is give out as much variety as they've got. Ours quite often says no beans or tomatoes needed thank you.

    I must admit I get flummoxed at times thinking about things to give. I read people are returning rice and pasta because they can't afford the electricity to cook it, so I thought microwave rice but then wondered if they'd have a microwave. TBH I'm probably over thinking what I give. I'm sure they're grateful for whatever they get. x

    Micorowave rice is very popular :)
    Tinned ready meals & finned meat & tinned fish :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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