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Baby steps to mortgage freedom for beanielou.
Comments
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Switching scares me
I'm with Nationwide and I'd be lost if something went wrong “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
WannabeFree wrote: »Switching scares me I'm with Nationwide and I'd be lost if something went wrong
I think it is a lot easier thease days than it was.
I havent changed since I split up with ex DH.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
WannabeFree wrote: »Switching scares me I'm with Nationwide and I'd be lost if something went wrong
It is easier and there are gaurantees in place. Having said that I haven't switched since 1990:oDebt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
Actually Wannabe if you are with Nationwide they pay you £100 if you refer a friend who wants to switch. If you could find someone who wants to switch to Nationwide and you refer them, you get £100 and they get £100 for switching win..win. There are terms and conditions for the switcher ( I think they need to have at least 2 DDs on the account they are switching) but all the details are on the Nationwide website.0
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I've looked at switching several times but it really scares me too. With DHs money being made up of bits of disability stuff and pensions all coming in at different points during the month I'd worry that it hadn't all switched in time.
Surveys are so so boring but we've had £25 payout since Christmas Eve which can't be bad.
Are there any crafts that you enjoy that could make you a few pennies on the side? You can run a hobby business as long as it makes less than £1000 a year without having to fill in any tax return forms etc.
What about having another lodger?
How much do you want to make, is it just for a few pound in your purse or saving for something?"Start every day off with a smile and get it over with" - W. C. Field.0 -
Originally it was just to pay for something I wanted to do.
But now I really think I need a new sofa ot chair.
I am finding getting up from the sofa more & more difficult and my sofa is either 17 or 18 years old.
So some money towards that would be good.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Anyway had a fab day today at the Scottish kick off for my type of buddhism.
Food for the soul.
Even sang in the choir.
JUst really great
xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
A new sofa/chair sounds like a good idea Beanie.
Sounds like you've had a good day too
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I have thank you.
GOing off for a wee snooze in a wee while.
Cannot keep my eyes open! xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy to hear you’ve had such a fab day XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0
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