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Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 96,132 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am going out for a family lunch today.
    So don’t want to go but there we are.
    Just sometimes I really don’t like my life much at all.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,132 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I will also be having visitors.
    My kitchen floor is just filthy.
    I am not able to wash it or even hoover it.
    How embarrassing.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,132 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    edited 19 August 2018 at 10:54AM
    So I think I have made the difficult decision to go for private physio.
    All I know is I can not ;t go on like this.
    I really can not not ;t do this anymore.

    I am surprised I have any readers left.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    I will also be having visitors.
    My kitchen floor is just filthy.
    I am not able to wash it or even hoover it.
    How embarrassing.
    They are there to see you not your floor.
    I haven't read all your post but will catch up.
    Send them in the back way so floor gets dirty , valid reason for not cleaning. Hope you feel better soon xx
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I hope you're feeling a bit more positive now. I think that deciding to go to a physio will hopefully help you a bit.

    I know this is a random question, but which supermarket do you use for your shopping?
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Sun_Addict
    Sun_Addict Posts: 24,242 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to read things still not good. It's a shame you have to go private to get the sort of physio you need, is there nothing at all available on the NHS? Hope the lunch turned out better than you expected, sometimes when you don't feel like going somewhere but end up going anyway you enjoy it more than you think. Hopefully if nothing else it will take your mind off things for a bit. And as said above, the visitors are coming to see you not your floor.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Echoing what everyone else has said. Floor not a problem, doubt they’ll even notice, and if they do it’s only right that they’d offer to help clean it considering your current incapacity!!

    Hope lunch was nice Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou
    beanielou Posts: 96,132 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Slowly Fading. I use Iceland & Aldi when I can get there.
    Unfortunately a 20 minute drive which I can!!!8217;t manage at present.
    Hope you are enjoying the holidays. ;).
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,132 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sun_Addict wrote: »
    Sorry to read things still not good. It's a shame you have to go private to get the sort of physio you need, is there nothing at all available on the NHS? Hope the lunch turned out better than you expected, sometimes when you don't feel like going somewhere but end up going anyway you enjoy it more than you think. Hopefully if nothing else it will take your mind off things for a bit. And as said above, the visitors are coming to see you not your floor.


    Nothing available in a time scale I can deal with.
    I feel like a child who wants to stamp their foot & say make it go away.

    Lunch was lovely so was glad I went.

    Second batch of relies arriving tonight.

    I have returned to bed.
    The medication is really knocking me out.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sorry your struggling beanie

    I used a private physio until my nhs appointment came in which was a year after I had been referred by my doctor and can I just say what a difference it made to me, just having someone explain to me why I was hurting so much and show me exercises that could relieve my pain was definately life changing xx
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