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Baby steps to mortgage freedom for beanielou.
Comments
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Another mortgage payment gone.
Moving down into a new front number which is great.
However, things are so incredibly tight I cant tell you.
I really dont know how much longer I can continue to do this.
Will have to see.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
EssexHebridean wrote: »I refuse to play. I find a cheaper quote than the renewal, and go with that. Then when I ring to cancel I tell them why, and when they "offer to take a look" I tell them it's too late - and that they should have made the renewal quote their honest best price. If enough folk do that the message WILL filter through eventually.
It's funny - but that's *exactly* what I do...Another mortgage payment gone.
Moving down into a new front number which is great.
However, things are so incredibly tight I cant tell you.
I really dont know how much longer I can continue to do this.
Will have to see.
:grouphug:
It may be worth building up a float, rather than making any more OPs.
Are you shortening the term, or cutting the payments when you OP?"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
As I only very rarely make a capital repaymenmt as such I suppose I am reducing the term.
As you know I am terrified of my financial position getting worse.
All I have done is increased the amount of the DD slightly from my contractural payment.
Does that make sense?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
With the interest rates going up today, so glad I fixed my mortgage for the term of the loan.
When it's insurance renewal time, if the quote isn't very close to what I paid the previous year, I just compare the meerkat.com and go with the best deal.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
In other news I was given a poppy for my car.
Now I know that it attaches to the grill in some way but I just cannot for the life of me work out how to do it. The shame :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I see a lot of cars with them on all year round. So maybe once it's on you have an ordeal getting it off. :rotfl:I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Luckily I had a friend pop in yesterday & it is on
There is a lovely display of very big poppies in our villiage today.
So hope the vandals leave it alone.
I managed to hobble round the supermaket in search of a litter tray but there were none.
My best boy is 17 & has not been very well but does seem a bit brighter today which is good= a happy beanie.
To my shame I have not sorted out last nights tea dishes.
Pledge to do it by the end of the day.
DS & GF popped in last night & made tea which was lovely of them.
They were going on to a surprise party & their vist seemed so short althougfh it wasent.Does that make sense?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
New council tax bill today for some reason.
Frightened to look at it to see how much it has gone up.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Walking difficult today.
On a good note though last nights dishes in dishwasher & it is on.
WM to go on next (they cant go on at same time)I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
The poppies sound lovely!
Can you rest up today and hope it gets better?0
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