We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Baby steps to mortgage freedom for beanielou.

126032605260726082609

Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,281 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    No harm in sending a pleasant email to the store/car park operator explaining that you have a disability and were longer than you thought you'd be

  • beanielou
    beanielou Posts: 101,147 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • KajiKita
    KajiKita Posts: 10,742 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 65 books of target 52 in 2026 as @ 10th September. 
    Produce tracker: £315 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 8,598 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    fingers crossed. as a blue badge holder you should be exempt - if you are not you should be!,

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • jwil
    jwil Posts: 23,876 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Glad you had a nice time with DS

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DancingInTheRain
    DancingInTheRain Posts: 1,686 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic

    Still getting closer though and sensible not to overpay with the France trip being so close, how exciting!

    Debt Busting Again in 2026!

    Starting Debt 03.05.26 = £5345 Current Total 01.09.26 = £3442

    Clear M&S Card Starting Balance 03.05.26 £600 Cleared 05.07.26 💚

    Clear V12 Finance Starting Balance 05.07.26 £600 Cleared 12.08.26 💚

    Clear Barclaycard Starting Balance 12.08.26 £940 Current Total 01.09.26 £742

  • Sun_Addict
    Sun_Addict Posts: 26,138 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    You might be interested to know if you take your walker onto the ambulift they will bring it back to the ambulift on landing so you don’t have to worry about looking for it on the luggage carousel. This has just happened to us in Ibiza with Mr SA’s wheelchair so should be the same in France. One less thing to worry about.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.5K Banking & Borrowing
  • 254.8K Reduce Debt & Boost Income
  • 456K Spending & Discounts
  • 248.1K Work, Benefits & Business
  • 605.5K Mortgages, Homes & Bills
  • 178.9K Life & Family
  • 263.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.