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Baby steps to mortgage freedom for beanielou.
Comments
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Thanks @Jessy103. Great to get your perspective. x
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
My friends wedding is two weeks today. Having a bit of a crisis about my outfit. However I’m sure it will be fine.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Beanie don't worry about your outfit, think of the outfits seen at 'celebrity' weddings recently when they have all the money in the world and yet they still turn up looking a mess. You will be fine.
If you go down to the woods today you better not go alone.4 -
Good news today in that the hole in my living room from when the fire was taken out is finally filled in & the first skim is done and the picture rail is repositioned. So pleased. Baby steps.
Had a lovely afternoon reading in the conservatory.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.9 -
Ooh, well done 👏 That’s been bugging you for a while!
Reading in the conservatory sounds very civilised 😊KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 32 books of target 52 in 2026 as @ 17th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Sounds a big step! And hurrah for an afternoon reading in the conservatory
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
Yay to the hole being fixed, and lovely to have an afternoon reading in the conservatory!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Woohoo to the hole being filled and progress made! X
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.532 -
Lovely to hear you sounding more like yourself Beanie. I do get where you’re coming from. Being in pain and fighting yourself to keep going is hard…..BUT you’re doing it. Hang on in there.
I love the shoes. I also get how Youre feeling re the wedding outfit. I’m having agro wearing anything other than a boot or trainer atm. I’m going with a friend to a posh wedding at the end of June. I can’t get enthused at any of my dresses cos I cant find any shoes I can wear to go with them. I’d probably wear a white trainer if it wasn’t a wedding but my head is telling me I NEED to wear a shoe not a trainer….although I know lots of folk wear white trainers. Anyway I ended up buying a new dress that match shoes I already have, I’ve worn once and hopefully will be able to wear again. I’m sure you will look beautiful in your outfit…..and beautiful to your friend 👍 I’ve got 8 weeks to slim into the dress as the next size was too big👍
Glad the fireplace has been fixed 👏👏
January spends - £587.584 -
Thanks @milann. Knew that you would get it.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3
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