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Baby steps to mortgage freedom for beanielou.

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Comments

  • Sun_Addict
    Sun_Addict Posts: 26,158 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Happy birthday to your lovely mum 🎂

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • great that you were both able to enjoy getting out. Hopefully health continues to improve

    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,305 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic

    Happy Birthday to your mum, hoping you had a lovely lunch x

    Life is an adventure, never stop exploring.

  • KajiKita
    KajiKita Posts: 10,750 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Happy birthday to mum and a lovely memory making day for you I hope x

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 66 books of target 52 in 2026 as @ 10th September. 
    Produce tracker: £315 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,810 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Glad you enjoyed your meal, happy birthday to your mum x

    Mortgage OP 2026 £1870/2000
    Mortgage balance: £29,683

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept



  • Humdinger1
    Humdinger1 Posts: 3,042 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 14 February at 3:35AM

    Glad you're feeling better @beanielou. Happy birthday to your mum! Love Humdinger xx

  • milann
    milann Posts: 11,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    Happy birthday Beanies Mum 🎂🥂

    The starter looks interesting- what is it?

    January spends - £587.58
  • beanielou
    beanielou Posts: 101,203 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • jwil
    jwil Posts: 23,893 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Glad you had a nice lunch 😊

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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