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Baby steps to mortgage freedom for beanielou.

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Comments

  • Sun_Addict
    Sun_Addict Posts: 25,497 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Happy birthday to your lovely mum 🎂

    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • great that you were both able to enjoy getting out. Hopefully health continues to improve

    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,272 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic

    Happy Birthday to your mum, hoping you had a lovely lunch x

    Life is an adventure, never stop exploring.

  • KajiKita
    KajiKita Posts: 10,099 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Happy birthday to mum and a lovely memory making day for you I hope x

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,743 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Glad you enjoyed your meal, happy birthday to your mum x

    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,763

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £20
    Boiler fund £2085/3000

  • Humdinger1
    Humdinger1 Posts: 2,904 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 14 February at 3:35AM

    Glad you're feeling better @beanielou. Happy birthday to your mum! Love Humdinger xx

  • milann
    milann Posts: 11,766 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    Happy birthday Beanies Mum 🎂🥂

    The starter looks interesting- what is it?

    January spends - £587.58
  • beanielou
    beanielou Posts: 99,621 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • jwil
    jwil Posts: 23,487 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Glad you had a nice lunch 😊

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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