We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Baby steps to mortgage freedom for beanielou.

1247824792481248324842560

Comments

  • KajiKita
    KajiKita Posts: 10,085 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Awww … that’s fabulous news 🤩❤️

    Christmas SORTED! 👏😊🎉🎊🎄

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Fantastic news seeing DS at Christmas. 
    Life is an adventure, never stop exploring.

  • teapot2
    teapot2 Posts: 3,783 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    How lovely to have your DS with you at Christmas time x

  • Watty1
    Watty1 Posts: 8,233 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    How wonderful for Christmas. Love this.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • themadvix
    themadvix Posts: 9,532 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Excellent news on both fronts about DS!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Great news for your DS
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Sun_Addict
    Sun_Addict Posts: 25,455 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So pleased to read your DS will be spending Christmas with you 🥳
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Having DS home for Christmas I bet is the best present.
    love 🐞
    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • jwil
    jwil Posts: 23,484 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So pleased that DS will be home for Christmas :)

    Glad you had a nice time out, and love the dress!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.