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Baby steps to mortgage freedom for beanielou.
Comments
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Awww โฆ thatโs fabulous news ๐คฉโค๏ธ
Christmas SORTED! ๐๐๐๐๐
KKAs at 17.04.26:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ216,847
- OPs to mortgage = ยฃ18,925 Estd. interest saved = ยฃ9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 32 books of target 52 in 2026 as @ 17th May.ย
Produce tracker: ยฃ108 of ยฃ400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย3 -
Fantastic news seeing DS at Christmas.ยLife is an adventure, never stop exploring.2
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How lovely to have your DS with you at Christmas time x
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How wonderful for Christmas. Love this.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Excellent news on both fronts about DS!Mortgage free 16/06/2023! ยฃ132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
Great news for your DSDFW (08/08) ยฃ64,346.53 Gone (02/19)
MFW (08/08) ยฃ118k Gone (09/23)2 -
So pleased to read your DS will be spending Christmas with you ๐ฅณI get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Having DS home for Christmas I bet is the best present.
love ๐Declutter 984/2026
ยฃ62.30 saved by growing and eating my own 2026
books read 5 in 2026
ยฃ185 ๐ฅณ funpot
๐change pot ยฃ39.532 -
It absolutely is. So chuffed. Canโt wait to see him. ๐ค๐คฉladybird1106 said:Having DS home for Christmas I bet is the best present.
love ๐I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.5 -
So pleased that DS will be home for Christmas
Glad you had a nice time out, and love the dress!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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