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Baby steps to mortgage freedom for beanielou.

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Comments

  • Cheery_Daff
    Cheery_Daff Posts: 17,993 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Here too Beanie! Today was the first time this season that I've seen ice - completely covering the top of a trug full of water I'd left in the veg patch 🥶 
  • milann
    milann Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    We’ve had torrential rain this afternoon…..glad it was only light rain when I went out this morning. I’ve watched the app changing on and off all day - saying we will have snow overnight then saying it’s sleet….then just rain then snow again……ANYTHING could happen 😂😂watch this space. We must be right on the edge.
    January spends - £587.58
  • dawnybabes
    dawnybabes Posts: 3,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I fell over Sunday night and my watch was going mad alerting me to the fact I’d fallen 🤣🤣🤣
    Sealed pot challenge 822

    Jan - £176.66 :j
  • beanielou
    beanielou Posts: 97,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I fell over Sunday night and my watch was going mad alerting me to the fact I’d fallen 🤣🤣🤣
    I was exactly the same on Sunday night 😹😹😹. Bamboo socks are so blooming slippy. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 97,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sky engineer has been out and I have a new box which is not faulty. 🥳
    I have now dropped off the jeans that were too wee ( obviously not me too big🤣) and been to the library. 
    So so cold. I don’t thought I had spare gloves in the car but sadly not. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,830 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Unknown to me my watch had mistakenly detected a fall while it was in my dressing gown pocket hanging up on the towel rail and I was in the bath. I kept hearing a sound and when I checked it was asking if I wanted it to call emergency services 😱 Goodness knows what happened there! 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • dawnybabes
    dawnybabes Posts: 3,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I didn’t even know it did it tbh, I was trying to get up and shut it up at the same time whilst crawling to the back door to alert my son I needed helping up …….
    Sealed pot challenge 822

    Jan - £176.66 :j
  • beanielou
    beanielou Posts: 97,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    It can be quite stressful trying to work out if you’ve hurt yourself, trying to get up & stopping the watch doing its thing 🤣🤣
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 9,103 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    It can be quite stressful trying to work out if you’ve hurt yourself, trying to get up & stopping the watch doing its thing 🤣🤣
    I thought these things were meant to help! Not create whole other layers of hassle! 😂

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 7,664 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Does it have a program where it can call someone for you??  Or alert someone?? 


    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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