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Baby steps to mortgage freedom for beanielou.
Comments
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It sounds as though you've been having a rough time Beanie.Hope whatever was going on behind the scenes has been sorted out.Have you got one of those magnet things on the extending stick? Might be worth using it under the furniture, near skirting boards etc ( as long as you can do it sitting down)) Also as @maggiem said, check any magnetic charges as it's possible the cats have moved it from where it fell so it could be any room.Thinking of you and sending gentle (((hugs))) XXXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy3 -
Thanks for this.Chrystal said:It sounds as though you've been having a rough time Beanie.Hope whatever was going on behind the scenes has been sorted out.Have you got one of those magnet things on the extending stick? Might be worth using it under the furniture, near skirting boards etc ( as long as you can do it sitting down)) Also as @maggiem said, check any magnetic charges as it's possible the cats have moved it from where it fell so it could be any room.Thinking of you and sending gentle (((hugs))) XXXI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
It’s my DS’s birthday this week. . His first birthday in 13 years as a singleton. I hope his next chapter is the best yet & a really happy one.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.8 -
Sorry to hear that Beanie but I hope he has a lovely day.Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £20
Boiler fund £2085/30003 -
From me tooskint_spice said:Sorry to hear that Beanie but I hope he has a lovely day."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Sending birthday wishes to him from me too and all the best for his future plans.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Aw sending birthday wishes too, hoping his next year is a good one 😊.Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/242 -
Sending DS many happy returns of the day and very good wishes for the year ahead 🎊🥳🎉 🎂
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Hope DS has a lovely day. I didn’t realise he was no longer with his GF. He’s young and has a life full of adventures waiting for him.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Happy birthday to DS 🎁🎉🎂I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.532
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