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Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 95,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    beanielou said:
    milann said:
    😂😂😂😂 ‘angelic’ Beanie, hope you’ve had a good day and plans for visiting ds are progressing 🤞

    Ground to a halt for now. 
    I’m sorry to hear that. 

    One thought I had about how to facilitate this trip. Could you and your mum share a long distance taxi to your son’s house, the kind of one that does airport runs etc.? Between you it might be affordable?

    KK 
     No. I think we would be looking at about £400 each way. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,749 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    KajiKita said:
    beanielou said:
    milann said:
    😂😂😂😂 ‘angelic’ Beanie, hope you’ve had a good day and plans for visiting ds are progressing 🤞

    Ground to a halt for now. 
    I’m sorry to hear that. 

    One thought I had about how to facilitate this trip. Could you and your mum share a long distance taxi to your son’s house, the kind of one that does airport runs etc.? Between you it might be affordable?

    KK 
     No. I think we would be looking at about £400 each way. 
    Ouch! Not feasible … Sorry.

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,749 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    KajiKita said:
    beanielou said:
    milann said:
    😂😂😂😂 ‘angelic’ Beanie, hope you’ve had a good day and plans for visiting ds are progressing 🤞

    Ground to a halt for now. 
    I’m sorry to hear that. 

    One thought I had about how to facilitate this trip. Could you and your mum share a long distance taxi to your son’s house, the kind of one that does airport runs etc.? Between you it might be affordable?

    KK 
     No. I think we would be looking at about £400 each way. 
    Ouch! Not feasible … Sorry.

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Sun_Addict
    Sun_Addict Posts: 24,083 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Bless her, she’s beautiful 😻 Can’t believe it’s been 5 years! 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • themadvix
    themadvix Posts: 8,780 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    She’s so gorgeous 😻
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • that's one contented looking kitty cat
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    She looks a very contented puddy cat
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • badmemory
    badmemory Posts: 9,673 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    First picture - O Kay.  This shouldn't take too long.
    Second picture - I can relax now I know I am in charge.
  • beanielou
    beanielou Posts: 95,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    badmemory said:
    First picture - O Kay.  This shouldn't take too long.
    Second picture - I can relax now I know I am in charge.
    You got it in one!  
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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